Brian reflects on the first 13 episodes of the podcast, previews upcoming guests and offers an editorial monologue on the impact of frequent disasters on insurance markets. Brian shares his concerns about the growing cost of insurance premiums for ordinary families around the world as they need to hedge bigger and more costly disaster risks. What happens to the global economy when insuring homes, cars, health care and businesses become prohibilitely expensive? What behaviors does that change and what risks become too great to take, even for middle and upper income households?

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