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Join Damien and Andy as they break down personal finance topics including investing, saving, budgeting and more, giving you the tools and knowledge to achieve your financial goals Each week, they cover three topics, cutting through unnecessary financial jargon, providing practical tips and actionable advice to help you make the most of your money. To provide feedback or ideas for future shows, contact: [email protected] or visit https://moneytothemasses.com
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Ep 497 - Best ways to boost your pension & Little-known credit card eligibility tip
33:12
33:12
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33:12
On this week's show Damien explains more than 20 ways to boost your pension pot. Damien also discusses why time is running out for some people aged between 40 and 73 who could boost their state pension by paying voluntary National Insurance contributions. Finally, Andy reveals a little-known tip when checking your eligibility for a credit card offe…
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Ep 496 - Investing correlations, cash ISA raid & Moneyhub alternatives
28:54
28:54
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28:54
On this week's episode Damien discusses the importance of understanding the correlation between different asset classes when building a diversified investment or pension portfolio. He then reveals which assets have been the best portfolio diversifiers and performers over the last 5 years. Damien then takes a look at the best Moneyhub alternatives f…
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Ep 495 - Our best, worst, luckiest and unluckiest money decisions
50:01
50:01
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50:01
On this week's episode Damien and Andy talk about their best and worst money decisions ever. They also discuss how good and bad luck have affected their finances at various points in their lives. Most important of all, Damien explains why it's essential everyone acknowledges the good, the bad, the lucky and unlucky decisions they've made if they ar…
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Ep 494 - Improve your odds of getting a mortgage, maximising pension income & energy price hack
36:16
36:16
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36:16
On this week's episode, we explain how to improve your chances of getting a mortgage. Then, we look at how you can maximise your retirement income by using a combination of annuities and drawdown. Finally, Andy highlights three websites that can help predict upcoming changes to the energy price cap before revealing that it's not too late to fix you…
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Ep 493 - Best investing apps, top banks to switch to & the risks of paying via your banking app
29:59
29:59
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29:59
In this episode Damien provides an in-depth look at the best investment and trading apps for UK investors. He covers a range of scenarios to help listeners/viewers identify the platform that best suits their needs - whether that's a hands-off managed portfolio, a cost-conscious passive approach, or an active stock trading strategy. Next, Andy looks…
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Ep 492 - Investors' behavioural biases, crowdfunding and financial planning week
32:59
32:59
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32:59
On this week's episode, Damien discusses seven of the main behavioural biases that can affect your investment decision making and hurt your investment returns. Damien also explores crowdfunding, the potential rewards, risks and examples of crowdfunding successes and failures. Finally, Andy looks at financial planning week and the free tools and adv…
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Ep 491 - Should you fix your mortgage, best travel insurance checklist, money q's most get wrong
39:01
39:01
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39:01
On this week's episode, Damien discusses whether you should fix your mortgage or take out a tracker mortgage. He then talks about how to find the best travel insurance for you, including what to look for in a policy and some tips to save money. Finally, Andy revisits the 2024 weekly podcast quizzes, revealing which questions listeners struggled wit…
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Ep 490 - Turn £100 a month into £37k a year pension, bonds explained & self-assessment check
37:36
37:36
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37:36
In this week's podcast, Damien explains what's going on in bond markets and how rising bond yields could impact your personal finances, including mortgage rates and pension funds. Next, Damien explains how those aged 30, 40 or even 50 with no pension savings, can still build a retirement income equivalent to £37,500 a year (the average UK salary), …
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In this month’s #DamiensMarketUpdate, Damien discusses the current state of investment markets, focusing on the downturn in equity markets and rising bond yields.Where to next for 2025 and what do investors need to watch? #Investing #Markets #Finance #GlobalEconomy #StocksPodcasts referenced in this month's show:https://moneytothemasses.com/news/po…
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Ep 489 - Vanguard fee hike and best alternatives, check your credit report for free and tax rules for selling online
28:08
28:08
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28:08
In this week's episode, Damien discusses the recent changes to Vanguard's charging structure and how this will impact investors using its platform. Damien then provides an analysis of the alternative options available, including the cheapest platforms for ISAs, pensions and general investment accounts. Next, Damien explains how you can check your c…
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