Join Damien and Andy as they break down personal finance topics including investing, saving, budgeting and more, giving you the tools and knowledge to achieve your financial goals Each week, they cover three topics, cutting through unnecessary financial jargon, providing practical tips and actionable advice to help you make the most of your money. To provide feedback or ideas for future shows, contact: [email protected] or visit https://moneytothemasses.com
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Damien Fahy from MoneytotheMasses.com discusses how anyone can find their passion and build their dream life. Damien turned a simple idea into one of the UK's leading personal finance sites (MoneytotheMasses.com) offering financial guidance to over 1.5 million people a year without spending a penny. The hardest part of the journey was taking the One Giant Leap of following his passion and quitting his day job. It was the best decision he ever made and the site is now a successful business. T ...
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We get it, pensions can be overwhelming. But PensionBee is on a mission to build pension confidence. Whether you’re just starting your savings journey, nearing retirement, or somewhere in between, the award-winning Pension Confident Podcast is here to help you get the best out of your pension. Subscribe today to hear from some of the best brains in personal finance every month, and get expert insights from the PensionBee team. Remember, anything discussed on this podcast should not be regard ...
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Ep 496 - Investing correlations, cash ISA raid & Moneyhub alternatives
28:54
28:54
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28:54On this week's episode Damien discusses the importance of understanding the correlation between different asset classes when building a diversified investment or pension portfolio. He then reveals which assets have been the best portfolio diversifiers and performers over the last 5 years. Damien then takes a look at the best Moneyhub alternatives f…
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E36: Is my pension funding climate change? With Rotimi Merriman-Johnson, Jesse Griffiths and Giorgia Antonacci
30:37
30:37
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30:37Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: [email protected]. Have you ever wondered if your pension is funding climate change? We all know about the damage greenhouse gases do to the world. According to Make My Money Matter, by…
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Ep 495 - Our best, worst, luckiest and unluckiest money decisions
50:01
50:01
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50:01On this week's episode Damien and Andy talk about their best and worst money decisions ever. They also discuss how good and bad luck have affected their finances at various points in their lives. Most important of all, Damien explains why it's essential everyone acknowledges the good, the bad, the lucky and unlucky decisions they've made if they ar…
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Ep 494 - Improve your odds of getting a mortgage, maximising pension income & energy price hack
36:16
36:16
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36:16On this week's episode, we explain how to improve your chances of getting a mortgage. Then, we look at how you can maximise your retirement income by using a combination of annuities and drawdown. Finally, Andy highlights three websites that can help predict upcoming changes to the energy price cap before revealing that it's not too late to fix you…
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BONUS EPISODE: How to stick to your financial resolutions
15:12
15:12
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15:12Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: [email protected]. Have you been making progress with your new year's resolutions? If sorting out your finances was top of that list, we’re here to help you along. We've been digging in…
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Ep 493 - Best investing apps, top banks to switch to & the risks of paying via your banking app
29:59
29:59
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29:59In this episode Damien provides an in-depth look at the best investment and trading apps for UK investors. He covers a range of scenarios to help listeners/viewers identify the platform that best suits their needs - whether that's a hands-off managed portfolio, a cost-conscious passive approach, or an active stock trading strategy. Next, Andy looks…
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Ep 492 - Investors' behavioural biases, crowdfunding and financial planning week
32:59
32:59
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32:59On this week's episode, Damien discusses seven of the main behavioural biases that can affect your investment decision making and hurt your investment returns. Damien also explores crowdfunding, the potential rewards, risks and examples of crowdfunding successes and failures. Finally, Andy looks at financial planning week and the free tools and adv…
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E35: The cost of divorce with Lynn Beattie, Harry Gates and Lydia Hunt
31:43
31:43
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31:43Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: [email protected]. Every January, lawyers see a spike in inquiries about divorce. It's such a big spike the first Monday of January is known in the profession as Divorce Day. If you've …
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Ep 491 - Should you fix your mortgage, best travel insurance checklist, money q's most get wrong
39:01
39:01
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39:01On this week's episode, Damien discusses whether you should fix your mortgage or take out a tracker mortgage. He then talks about how to find the best travel insurance for you, including what to look for in a policy and some tips to save money. Finally, Andy revisits the 2024 weekly podcast quizzes, revealing which questions listeners struggled wit…
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Ep 490 - Turn £100 a month into £37k a year pension, bonds explained & self-assessment check
37:36
37:36
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37:36In this week's podcast, Damien explains what's going on in bond markets and how rising bond yields could impact your personal finances, including mortgage rates and pension funds. Next, Damien explains how those aged 30, 40 or even 50 with no pension savings, can still build a retirement income equivalent to £37,500 a year (the average UK salary), …
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In this month’s #DamiensMarketUpdate, Damien discusses the current state of investment markets, focusing on the downturn in equity markets and rising bond yields.Where to next for 2025 and what do investors need to watch? #Investing #Markets #Finance #GlobalEconomy #StocksPodcasts referenced in this month's show:https://moneytothemasses.com/news/po…
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Ep 489 - Vanguard fee hike and best alternatives, check your credit report for free and tax rules for selling online
28:08
28:08
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28:08In this week's episode, Damien discusses the recent changes to Vanguard's charging structure and how this will impact investors using its platform. Damien then provides an analysis of the alternative options available, including the cheapest platforms for ISAs, pensions and general investment accounts. Next, Damien explains how you can check your c…
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Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: [email protected]. Happy New Year from all of us at The Pension Confident Podcast. We’re back with a great lineup of topics and expert guest plans for our fourth series. Our mission is …
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Ep 488 - Easy way I made £1k in a year, steps to improve your finances for 2025 & getting the most from MTTM
40:31
40:31
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40:31In this week's episode, Damien and Andy explain the various ways listeners can get the most out of Money to the Masses, including the Money to the Masses website, our budget planner, Damien's Money MOT tool, savings and mortgage rate tables and various social media channels. Damien then explain how he made over £1,000 in 2024 without even trying. H…
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