The #1 global fintech radio show and podcast. Every week we explore the personalities, startups, innovators, and industry players driving disruption in financial services; from Incumbents to unicorns, and from the latest cutting edge technology to the people who are using it to help to create a more innovative, inclusive and healthy financial future.
…
continue reading
How can Fintech contribute to building a better world? In Season 4 of Fintech Files, we’re turning our focus to where financial technology meets social impact. This season, we explore financial inclusion, sustainable investing, and decarbonization with some of the brightest minds in the industry. As financial services touch every aspect of our lives, the opportunity to drive positive change is enormous. About Fintech Files: Join us on Fintech Files from BCG Platinion as we explore the cuttin ...
…
continue reading

1
Hot Takes on Banking Regulation, Standards, AI, and Fraud
36:38
36:38
Play later
Play later
Lists
Like
Liked
36:38In This Episode Powered by U.S. Bank and recorded live at Fintech Xchange hosted by the Stena Center for Financial Technology, this episode dives into the most pressing issues shaping financial services today. In our first segment, Jason Henrichs chats with Sima Ghandi, Sr Advisor FS Vector, Co-Founder of Coalition of Financial Ecosystem Standards …
…
continue reading

1
Celebrating International Women's Day: ERM’s Cynthia Salicrup and Sandra Carrillo on Sustainable Finance and ESG
33:39
33:39
Play later
Play later
Lists
Like
Liked
33:39What does it take to drive sustainable change across regions and bridge global disparities? To celebrate International Women’s Day, we’re highlighting the incredible contributions of women in sustainability and fintech with two accomplished leaders: Cynthia Salicrup and Sandra Carillo, partners at Environmental Resources Management (ERM). Drawing f…
…
continue reading

1
Fintech Xchange ’25: Hot Takes into BaaS and the Future of Banking
52:08
52:08
Play later
Play later
Lists
Like
Liked
52:08In This Episode This week, we bring you Part III of exclusive insights from Fintech Xchange ’25 at the Stena Center for Financial Technology and the University of Utah, powered by U.S. Bank. Host Jason Henrichs engages in a dynamic discussion with Jason Mikula of Fintech Business Weekly and Chris Black, CEO & President of Thread Bank. Their convers…
…
continue reading

1
Hot Takes from Fintech Xchange: Diving Right in with U.S. Bank and Fintech Nexus
42:42
42:42
Play later
Play later
Lists
Like
Liked
42:42In This Episode In this episode we continue the series powered by U.S. Bank and recorded at the University of Utah’s Fintech Xchange. CAUTION: The episode is hot! Breaking Banks’ Hot Takes host Jason Henrichs, regulars Alex Johnson (Fintech Takes) and Jason Mikula (Fintech Business Weekly) are joined by David Ness, U.S. Bank’s SVP Innovation, R&D a…
…
continue reading

1
Supporting Startups and Payment Orchestration with Nader Abdelrazik from MoneyHash
27:15
27:15
Play later
Play later
Lists
Like
Liked
27:15How can entrepreneurs in emerging markets break the mold and foster economic growth amid unpredictability? In this episode, Nader Abdelrazik—founder of MoneyHash—shares how he navigated life during the Arab Spring, was motivated to become an economist, and ultimately built a fintech startup. Nader discusses the unique challenges of the Middle East …
…
continue reading

1
Digital Banks and Founders Changing the World of Banking: bunq
32:41
32:41
Play later
Play later
Lists
Like
Liked
32:41In This Episode This week we introduce you to a series profiling the digital banks and founders that are changing the world of banking. Focused on first hand accounts from founders all over the globe, the series chronicles the NeoBanking movement from the early days though to today, documenting the players building a new category of digital banking…
…
continue reading

1
Breaking Banks at fintechXchange: Ecosystem Building & Hot Takes for 2025
57:08
57:08
Play later
Play later
Lists
Like
Liked
57:08This week on Breaking Banks, we take you inside fintechXchange, hosted by the Stena Center for Financial Technology at the University of Utah. As a proud media partner of the event, we explore how industry, academia, and policymakers are coming together to drive the future of financial services. Host Jason Henrichs sits down with Meghan Kober, VP o…
…
continue reading

1
Season 3 Throwback: Empowering Finance through Financial Inclusion with Vera Futorjanski
33:24
33:24
Play later
Play later
Lists
Like
Liked
33:24In this special throwback episode, we revisit our Season 3 interview with Vera Futorjanski, Founder and CEO of Beyond Global and Veritas Ventures. How many globally lack access to banking? Astonishingly, one in three. In this insightful conversation, Vera Futorjanski, former Head of Communications at Rocket Internet and founding member of Dubai Fut…
…
continue reading

1
Spotlight: Banker’s Bookshelf — Future Money
28:52
28:52
Play later
Play later
Lists
Like
Liked
28:52In This Episode We are excited to introduce you to Provoke.fm‘s newest podcast….a-spinoff-of-a-spinoff of Breaking Banks. Bankers Bookshelf brings cutting edge banking and fintech research to life, sharing the stories and strategies behind financial innovation, bridging the gap between technology and finance — a perfect fit for the Breaking Banks f…
…
continue reading

1
Banking Innovation: Journey and Insights from an Incumbent Bank
31:41
31:41
Play later
Play later
Lists
Like
Liked
31:41In This Episode Getting digital right can be challenging for anyone –small banks, big banks, incumbents, challengers, you name it. In this episode, Brett King meets up with Akbank’s Consumer Banking & Digital Solutions, EVP, Burcu Civelek Yuce to talk about Akbank and Akbank LAB, Akbank’s Innovation Lab. The discussion focuses on the incumbent bank…
…
continue reading

1
Inclusive Growth and Breaking the Glass Ceiling with Mastercard’s Subhashini Chandran
25:01
25:01
Play later
Play later
Lists
Like
Liked
25:01How do we achieve inclusive growth and break the glass ceiling? Subhashini Chandran, Mastercard’s SVP of Social Impact, Asia Pacific, Europe, and Africa, shares insights from her journey—from leading India’s largest tea business to driving global initiatives that empower women and foster equitable growth. With a deep understanding of systemic chall…
…
continue reading
In This Episode What’s the key to financial security today? As technology and a shifting economy reshape how we save, spend, borrow, and plan for the future, mastering the art of money management is critical for achieving financial health. Listen as Jennifer Tescher, host of sister podcast Emerge Everywhere and Founder of the Financial Health Netwo…
…
continue reading

1
Will 2025 Be A Stellar Year? Top Banking and Fintech Predictions
49:25
49:25
Play later
Play later
Lists
Like
Liked
49:25In This Episode 2024 is a wrap! Listen as industry leaders and fintech influencers share insights on the year that was before turning the lens forward to 2025. What will be hot in this new year? Back by popular demand, Breaking Banks hosts Brett King and JP Nicols assemble banking industry leaders and fintech influencers to get their takes and pred…
…
continue reading

1
Empowering SMEs in Brazil: How Dinie is Reimagining Credit with Suzy Ferreira
31:18
31:18
Play later
Play later
Lists
Like
Liked
31:18Suzy Ferreira, co-founder of Dinie, is on a mission to transform credit access for small businesses in Brazil. In this episode, Suzy shares her journey and the inspiration behind Dinie, an embedded lending fintech breaking barriers for SMEs. Discover how Dinie’s innovative, data-driven approach—embedding lending into platforms like iFood and levera…
…
continue reading

1
Holiday Throwback: Eve Morelli Shares Radicant’s Unique Approach to Transparent Digital Banking and Investing
31:59
31:59
Play later
Play later
Lists
Like
Liked
31:59Happy Holidays Fintech Files listeners! As a special holiday treat, we’re revisiting one of our favorite episodes from Season 3 with Radicant’s Eve Morelli. Eve Morelli, Head of Sustainable Transparency unveils Radicant's unique approach to sustainable finance. Discover how this Swiss digital banking startup integrates the UN Sustainable Developmen…
…
continue reading

1
Trust, Value & What It Means To Be Digital in Banking
1:06:57
1:06:57
Play later
Play later
Lists
Like
Liked
1:06:57In This Episode Regular listeners of Breaking Banks are likely familiar with the Killing It series, hosted by Jason Henrichs and Alex Johnson, where they explore candid stories of success, failure, and the pivotal and sometimes tough decisions that drive the journey from VCs to unicorns in the high stakes world of entrepreneurship. (If you’re not, …
…
continue reading

1
Reimagining Digital Banking: Varo Bank’s Vision for Financial Inclusion
40:18
40:18
Play later
Play later
Lists
Like
Liked
40:18This week, host Brett King sits down with Colin Walsh, Founder and CEO of Varo Bank, to explore the journey of building the first all-digital, FDIC-insured de novo bank in U.S. history. Designed to improve financial health and serve a diverse range of customers—from those with financial abundance to those facing economic hardship—Varo Bank is on a …
…
continue reading

1
Driving Decarbonization in Financial Services with CarbonSifr's Mustafa Bosca
26:08
26:08
Play later
Play later
Lists
Like
Liked
26:08How can the financial sector lead the way in global decarbonization efforts? In this episode, we sit down with Mustafa Bosca, Co-Founder and Chief Decarbonization Officer at CarbonSifr, to explore the pivotal role financial services play in combating climate change. We delve into how Mustafa helps banks and organizations measure, reduce, and remove…
…
continue reading

1
A Digital Banking Revolution in SEA: GXBank and Mastercard
35:19
35:19
Play later
Play later
Lists
Like
Liked
35:19In This EpisodeSoutheast Asia’s fintech revolution is here, and GXBank is leading the charge. From its roots as a ride-hailing service to becoming Malaysia’s first digital bank, GXBank is transforming how Malaysians access and manage their money.This week on Breaking Banks, host Brett King sat down with GXBank’s Chief Commercial Officer, Kaushik Ch…
…
continue reading
In This EpisodeGood leaders drive day-to-day results. Great leaders share visionary ideas and then inspire organizations and stakeholders to find a way to get there. In today's second segment, Jennifer Tescher, host of sister podcast Emerge Everywhere, introduces this year’s Financial Health Visionary Award honoree, Brian Moynihan, Chair and CEO of…
…
continue reading

1
Making Mortgages Accessible: Housing Affordability and the EU Green Deal with Geert Van Kerckhoven from Oper
26:57
26:57
Play later
Play later
Lists
Like
Liked
26:57How can technology make homeownership more accessible while supporting Europe's climate goals? In this episode, we sit down with Geert Van Kerckhoven, co-founder of Oper, to explore the challenges of housing affordability in Europe and the impact of the EU Green Deal on mortgages. Geert discusses how technology can empower banks and loan advisors t…
…
continue reading
This week on Breaking Banks, host Brett King takes us to Shanghai for a riveting discussion with Jason Cao, CEO of Huawei's Global Financial Services competency. In this eye-opening episode, they uncover how China is shaping the future with AI—not as a mere tool for profit, but as core infrastructure driving the world's fastest-growing economy.Disc…
…
continue reading

1
Fintech Visionaries and Revolutionaries & What’s Up With Bitcoin?
33:14
33:14
Play later
Play later
Lists
Like
Liked
33:14In This EpisodeStrong partnerships and value creation can make even solid companies better!Serving over 80% of the top digital payment and neobank fintechs on the CNBC Global Fintech list, Mastercard takes a collaborative approach to innovation. By viewing fintechs as true partners—and bringing data insights, market expertise, and solutions to the …
…
continue reading

1
Bridging the Credit Gap: Financial Inclusion with Rajat Dayal from Yabx
24:57
24:57
Play later
Play later
Lists
Like
Liked
24:57How can we create credit histories for unbanked people? In this episode, we sit down with Rajat Dayal, CEO and Founder of YabX, to explore how his company is revolutionizing credit access in emerging markets. About 1.5 billion individuals and businesses have no access to credit or any other financial product. Rajat shares insights on leveraging alt…
…
continue reading

1
Bank-Fintech Partnerships, Open Banking and AI…oh my!
43:18
43:18
Play later
Play later
Lists
Like
Liked
43:18In This EpisodeWe kick off with a crossover segment featuring Fintech Takes host and fintech insider Alex Johnson, who joins Jason to break down major themes from Money20/20 2024. Together, they explore the hot topics shaping fintech right now: bank-fintech partnerships, Banking-as-a-Service (BaaS), open banking (1033), and the evolving role of AI.…
…
continue reading

1
Shopify Finance: Fueling Merchant and Small Business Growth
36:50
36:50
Play later
Play later
Lists
Like
Liked
36:50In This EpisodeHow can merchants take control of their finances and fuel growth directly through their commerce platform? This week, Shopify unveils Shopify Finance, a powerful new hub that unifies financial tools for merchants directly within the Shopify admin and mobile app. In this episode of Breaking Banks, Brett King sits down with Vikram Anre…
…
continue reading

1
Harnessing AI and Finance for Sustainability with Anne Kleppe from BCG
26:55
26:55
Play later
Play later
Lists
Like
Liked
26:55How can financial institutions drive sustainability and responsible AI practices? In this episode, we sit down with Anne Kleppe, a leading expert in sustainability and responsible AI at BCG. Anne shares her insights on how banks and financial institutions can leverage their influence to promote sustainable practices, reduce their carbon footprints,…
…
continue reading

1
Episode 567: What Fintech Means To Us: Celebrating 250 Episodes of Breaking Banks Europe
41:11
41:11
Play later
Play later
Lists
Like
Liked
41:11In This EpisodeThis week, we’re shining a spotlight on our sister podcast, Breaking Banks Europe, as they celebrate their 250th episode! Host Matteo Rizzi marks the milestone by reflecting on five incredible years and 500 unique guests. He’s joined by six of the show’s hosts for an engaging conversation on what fintech means to them, each summing u…
…
continue reading
In This EpisodeThis week cohosts Brett King and Jason Henrichs have a far reaching conversation, tapping into guest expertise on all things open banking and digital finance. John Pitts, Global Head of Policy at Plaid, Christy Sunquist, Head of Open Finance at Plaid, and Cameron Taylor, Chief Product Officer at Ninth Wave join Jason and Brett as the…
…
continue reading

1
Democratizing Finance: Wealth Management with Akin Soysal from BCG X
26:23
26:23
Play later
Play later
Lists
Like
Liked
26:23What trends do we see in wealth management as the GenAI Era Unfolds? Akin Soysal is a global expert on digital investing and part of our BCG X leadership team in Europe, the Middle East and South America. Akin dives into the biggest topics disrupting financial management across the globe. How does Gen Z leverage retail investing for saving for reti…
…
continue reading

1
Episode 565: Return to Normalcy? & Money’s Got Soul
53:34
53:34
Play later
Play later
Lists
Like
Liked
53:34In This EpisodeThe Fed just cut rates. The 50-basis point cut was welcome news for many financial institutions, but the pressures the industry faces are not going away. In fact, rate cuts may mask the underlying changes going on. In our first segment, Jason Henrichs connects with Lake Michigan Credit Union's EVP, Chief Lending and Experience Office…
…
continue reading