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Money Isn't Everything

Mary Wisniewski & Cornerstone Advisors

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Money isn’t Everything explores the many ways fintech is changing what it means to be a bank or credit union. Host Mary Wisniewski, Cornerstone's editor-at-large and long-time fintech reporter, interviews early-stage startups, academics, and creative fintech thinkers, on how they're rewriting financial services. Listen every other Thursday morning. Expect laughter.
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Fintech Hustle

Sam Kilmer & Cornerstone Advisors

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Join host Sam Kilmer, fintech advisor, in unscripted conversations with top fintech industry leaders. No planned corporate talking points, no scripts, no pitches. Just useful advice and insights. To keep it lively, Sam often brings co-hosts like author/researcher Ron Shevlin, former American Banker editor Mary Wisniewski, and former Bank Director President Al Dominick.
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As Ryan Falvey sees it, 2025 will mark a very favorable period for fintech startups. Today on the show: Ryan, who is the co-founder and managing partner at Restive Ventures, talks to Mary about why. They also get into regulation wishes, productivity trends with startups and what interferes with innovating. Show Notes: Restive Ventures' State of the…
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The Acquire or Be Acquired conference was buzzing with optimism, big ideas, and strategic conversations about the future of banking. In this episode of Fintech Hustle, host Sam Kilmer and co-host Al Dominick sit down for an unscripted discussion with Margaret Hartigan (Founder & CEO, Marstone), Nikhil Lakhanpal (Co-founder, Narmi), and Todd Schell …
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The Los Angeles-area wildfires have destroyed homes and businesses. On today’s show, Mary chats with Matthew Goldman, a Pasadena resident and serial fintech founder. They chat about the wildfires and how the industry can help. Matthew, who is the founder of Totavi, a fintech product management consultancy, also talks about cutting-edge card perks a…
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The first Fintech Hustle episode of the year kicks off with host Sam Kilmer and co-host Stacy Bryant joined by industry leaders Lee Farabaugh (Monarch), Brendan Tansill (Candescent), and Hank Seale (Hapax). This lively discussion dives into the dynamic world of fintech, covering the latest trends, challenges, and opportunities shaping the industry …
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In August 2022, Bank of New Hampshire started issuing biodegradable cards to help reduce plastic waste. 🌽 Today on the show, Mary talks to Eric Carter, senior vice president of digital solutions and innovation officer at the bank, about what motivated him to make the card switch ahead of so many other financial institutions. They also talk about ba…
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Open banking, A.I. and President-elect Trump. … and that’s just the start. Today on the show, Jennifer Tescher, founder, president and CEO of the Financial Health Network, talks to Mary about her takes on the industry’s most heated topics. They also explore an opportunity for banks and credit unions: help improve financial outcomes to avoid just ex…
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In this episode of Fintech Hustle, Sam gathers his team of co-hosts (Ron Shevlin, Stacey Bryant, Al Dominick and Mary Wisniewski) to reflect on the key themes and highlights from the past year in the fintech industry, by looking back at memorable moments from the podcast over the last 12 months. They discuss the significance of deposits, the role o…
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Community Financial Credit Union is taking on one of the diciest areas of finance: domestic violence and economic abuse in what the Michigan credit union refers to as its Choose the Bear movement. Tansley Stearns, president and CEO of the credit union, talks to Mary about how and why Community Financial hopes to serve as one of the resources to hel…
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While financial institutions across the country want to win over Gen Z, the demographic tends to mystify them. Katrin Kaurov, co-founder and CEO of Frich, is on a mission to help solve both challenges. Katrin talks to Mary about Gen Z stereotypes, techniques that resonate with young adults and rethinking financial literacy. She also answers questio…
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In this episode of the Fintech Hustle podcast, host Sam Kilmer and co-host Mary Wisniewski sit down with guests Parilee Wang (Alloy), Charles Potts (ICBA, BankTech Ventures), and Joe Cody (Q2) to chat about the exciting world of fintech. They dive into what a typical day looks like for fintech pros, how banking and tech are blending, and why respon…
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The emotional side of money is an emerging area of interest for fintech and digital banking executives. On today’s show, Mary sits down with Lindsay Bryan-Podvin, who among other titles, is a financial therapist. In fact, through December 2024, Lindsay is working as Cash App’s financial therapist. Lindsay talks with Mary about the newer profession …
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In September, the Reseda Group held a fintech summit in Detroit, showcasing a range of technology designed to improve credit unions’ products and services. Mary emcee-ed the event. In this episode, Ben Maxim (the chief operating officer at the Reseda Group) chats with Mary about the flavorful themes that emerged during the Detroit event, including:…
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In this episode of the FinTech Hustle podcast, host Sam Kilmer and co-host Al Dominick engage with industry leaders Melissa Kopp (Neural Payments), Sarah Fankhauser (DCI), and Jacob Bouer (Array) at the AFT Fall Summit. The conversation explores their daily experiences in the FinTech sector, insights gained from the conference, especially from Apri…
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A 2024 policy shift is letting employees offer a newer kind of perk: When employees make student loan payments, their employers can plop savings into their tax-advantage retirement plan as their matches. Today on the show, Mary sits down with Laurel Taylor, founder and CEO at Candidly, to explore why and how her company is tackling this thorny fina…
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In this episode of the Fintech Hustle podcast, host Sam Kilmer and co-host Stacey Bryant chat with Barb MacLean (Coastal Community Bank), Danny Payne (Jack Henry), and Nick Evens (Curql Collective) at the Finovate Fall conference about their roles in the fintech industry. They discuss topics such as enabling community banks through technology, mode…
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2024 is considered the year of the consent order in banking. The added regulatory scrutiny is shifting the way banks partner with fintech companies. In this episode, Mary sits down with Rodrigo Suarez, chief banking officer at Piermont Bank. They explore what the young New York bank is seeking out in fintech. Rodrigo also shares why he thinks diver…
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You likely know the brand H&R Block. But more than two years ago, the tax-preparation chain launched Spruce: an app that connects to a debit card and savings account where funds are held at its bank partner, Pathward. Today on the show, Mary sits down with John Thompson, vice president of product management for financial services at H&R Block. They…
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As the executive director of Fintech Sandbox, Kelly Fryer interacts with all kinds of fintech startups. In this episode, Kelly offers her take on important startup issues. She talks with Mary about the challenges fintech startups located outside of the coasts are up against, clashes between fintech and bank cultures and career pathing ideas. They a…
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In this episode of Fintech Hustle, host Sam Kilmer and co-host Mary Wisniewski are joined by a panel of guests including Allison Cerra (Alkami), Laura Broderick (Abrigo), Sam Das (TruStage Ventures), and Brian Bauer (Revio), where they discuss the impact of generational shifts on financial institutions, the need for data strategy and AI implementat…
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In this episode, Mary chats with Tony Brancato, the head of product for the neobank for older adults called Charlie. Tony chats about why he thinks payments need to slow down, how shame is masking just how many seniors are getting scammed and where to acquire customers. They also chat about whether or not their parents hit the clubs. Relevant links…
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StellarFi is not the first fintech company Lamine Zarrad has founded. This plucky serial fintech founder chats with Mary about his wild ride working as a bank regulator by day, and designing a pot payment startup (Tokken) on nights and weekends -- something he said he felt compelled to do. Now at StellarFi, he is compelled to rethink bill payment. …
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Michael Broughton learned about the complications of the credit scoring system while struggling to access credit to help him pay for a portion of his USC tuition. Now, as the founder and CEO of Altro, he’s working to expand the ways people can build credit history by reporting subscription payments to credit bureaus. He tells Mary about what he see…
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In this conversation, Sam Kilmer, Ron Shevlin, Nicky Senyard (Fintel Connect), and Ted Brown (Digital Onboarding) discuss the role of CEOs and founders in the fintech industry. They talk about the evolving nature of the CEO role and the importance of building a strong team. They also discuss the challenges and opportunities in the banking industry,…
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Sophia Goldberg, CEO and co-founder of Ansa and author of "The Field Guide to Global Payments," views Girl Math as a joyful expression. Sophia explores the social media trend with Mary and shares her view on why it matters to all brands. They also discuss what’s broken with gift cards and opine on reward programs that resonate with people. Send us …
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In this episode of Fintech Hustle, Sam Kilmer interviews Pam Kaur (BankTech Ventures), Julie Muhn (Finovate), and Christian Widhalm (Bloom Credit) at Finovate Spring. They discuss various topics including bank technology, fintech innovation, credit data infrastructure, attracting the next generation of customers, regulations, and the future of bank…
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Eric Siegel, founder of Machine Learning Week conferences and former Columbia University professor, has focused his attention on cutting through the AI exuberance in his newer book, “The AI Playbook.” Eric talks to Mary about what corporations get wrong about one of the buzziest technologies and offers practical steps to take instead. Eric also tal…
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Debbie, an early-stage fintech startup, is rewriting the rules on rewards. Instead of offering consumers rewards for spending, Debbie offers rewards for paying down their debt and saving money at a time when credit card and auto loan delinquency rates have increased to their highest level since the Great Recession, per data from the Federal Reserve…
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It’s past and present fintech innovations in this edition of Money isn’t Everything. In today’s show, Mary sits down with Jim Bruene who founded one of the first fintech events, Finovate, at a time when many didn’t know fintech was becoming a thing. They explore the challenges of staying creative at a corporation and offer workarounds as well as op…
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Consumers are depleting the savings they built during the pandemic. Mary Wisniewski sits down with Ethan Bloch, the founder of Digit, one of the first algorithmic saving apps to hit the U.S. They examine: overdraft fees, best practices for building a product that inspires behavior change and whether fintech has improved financial services at all. T…
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The financial services industry isn’t that basic. Sure, banks and credit unions hold money. But their ambitions are much grander. Hosted by long-time fintech reporter Mary Wisniewski, Money isn’t Everything explores the ways banking may change for better or worse. We’ll hear from rebels of banking, journalists and fintech entrepreneurs every other …
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Sam Kilmer and co-host Stacey Bryant catch up with industry legend Mark Forbis (THL Partners), Tiffany Matthews (Tyfone) and Jeff Harper (Fintegrate) at the AFT Spring Summit 24 to throw down on various topics related to the fintech industry. They discuss their day-to-day experiences, including the challenges and opportunities they encounter, highl…
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The latest Fintech Hustle podcast takes an adventurous spin as we carpool through the desert with fintech rock stars Nathaniel Harley, Kelly Brown, Sue Salecky, and Erin Simpson. Recorded between sessions at banking's premier conference, Acquire or Be Acquired, Sam Kilmer and co-host Al Dominick dig into our guests' conference takeaways to uncover …
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Samantha Paxson from Co-op Solutions and Nathan Baumeister of Z-Suite join Sam and Mary to discuss aligning growth strategies with consumer needs. You'll also get a peek into Samantha's philanthropic journey with Shades Up for Kids, blending personal passion with the credit union ethos. Samantha and Nathan share stories from the trenches on fosteri…
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Ever wondered what happens behind the scenes of the FinTech Hustle podcast? This special flashback episode pulls back the curtain as we, your hosts Sam Kilmer, Mary Wisniewski, Ron Shevlin, Al Dominick, and the usually behind-the-scenes Bailee Wishart, journey through our favorite podcast moments, featuring key moments from former guests Kara Parke…
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Sam Kilmer and co-host Al Dominick are joined by Infinant’s Sarah Howell and Numerated’s Dan O’Malley at the JAM FINTOP Summit in Nashville. The lively unscripted chat explores how to cope with executive naysayers, cultivating courage as a changemaker and promising fintech trends. Al and Sam don't disappoint with their signature style: Pocket squar…
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Sam Kilmer is joined by HC3’s Tori VanCura-Rutland and Core10’s Tyler Brantley at the Association for Financial Technology’s conference in Lake Tahoe. There, they dish on the notion of banks becoming utility players, encourage the industry to focus on determining which problems to solve, and more. Sam promises it’s not a body slam round.…
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Sam Kilmer and co-host Mary Wisniewski are joined by Rilla Delorier (Board Director, Coastal Community Bank), Tammy Bangs (VP, PortX) and Jeffery Kendall (CEO, NYMBUS) in the halls of Finovate Spring in San Francisco, where they engage in an unscripted breakdown of their takeaways from the conference.…
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Sam Kilmer and co-host Mary Wisniewski are joined by LemonadeLXP's John Findlay and Autobooks' Derik Sutton in the halls of FinXTech 2023 in Tampa, where they engage in an unscripted chat on what's working and not working in the world of fintech, storytelling in marketing, and Mary's foray into a FinXTech breakout on THC.…
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In this episode of the always-unscripted Fintech Hustle, hosts Sam Kilmer and Ron Shevlin from Cornerstone Advisors are joined by Tara Schultz from CSI and Mike Triggiano from Velocity Solutions as reflect on their experiences at the AFT event in Tampa, and discuss what's working and not working in the world of financial technology.…
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In this always unscripted Fintech Hustle episode, nCino's Jaime Punishill and Klarivis' Kim Snyder join hosts Sam Kilmer and Ron Shevlin from Cornerstone Advisors in the hall at Bank Director's AOBA conference. They cover a lot of ground including what's working and not working in the industry, quick vs. extended deployments, leveraging data, comme…
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In this episode of the series: Join Cornerstone Advisors’ Sam Kilmer, fintech advisor, and Ron Shevlin, provocative author/researcher, as they engage fintech guests in an exploration of the ever-evolving world of financial technology. Ron and Sam are joined this time by nCino's Trisha Price and Moov Financial’s Wade Arnold.…
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