Best Kedrec LLC Podcasts (2025)

1
How to Plan Your Retirement if You Want to Live Abroad 6:19

10h ago6:19

6:19

“Hey Mike, how do you plan for retirement if you want to live abroad?” Discover the ins and outs of living abroad in retirement so you can prepare for the retirement you want. Join Mike as he discusses Social Security, Medicare, and more and how it may impact your plan. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to w…

1
When it May Make Sense to Pay Off Your Mortgage Before You Retire 6:39

1d ago6:39

6:39

“Hey Mike, should you pay off your mortgage before you retire?” Discover the nuance behind debt, investments, and retirement planning so you can determine if it makes sense for you to pay off your mortgage before retirement or during retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

1
The Difference Between an Index, Indexing, and an Indexed Investment or Product 16:50

2d ago16:50

16:50

“Hey Mike, can you explain the difference between an index, indexing, and an indexed investment?” Discover why each of these terms matters when you put together your retirement portfolio. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.comBy Kedrec LLC

1
Flat-Fee vs Assets Under Management Fees 12:22

5d ago12:22

12:22

“Hey Mike, what’s your opinion on the flat-fee advisors vs advisors who charge a percentage for a fee?” Discover the difference between different advisors, their fee structures, and which may be right for you. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

1
How A Rollover May Offer You More Control Over Your Retirement Accounts 8:21

6d ago8:21

8:21

“Hey Mike, should I rollover my 401(k) into an IRA or just leave it where it is?” Discover what options open up when you roll over your employer-sponsored retirement account to an IRA. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.comBy Kedrec LLC

1
When Life Insurance May Factor Into Your Retirement Plan 11:01

7d ago11:01

11:01

“Hey Mike, do I need life insurance in retirement?” Discover when life insurance may make sense in retirement and when you should steer clear. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.comBy Kedrec LLC

1
Why Changes to Social Security Shouldn’t Keep You Up at Night 10:29

8d ago10:29

10:29

“Hey Mike, how are you planning for the potential decrease in Social Security benefits?” Discover strategies that can help you take a more proactive approach to potential changes in Social Security. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

1
Your Retirement Goal Line is Near – How Your Playbook Changes in Retirement 10:19

9d ago10:19

10:19

“Hey Mike, I’m three years away from when I want to retire. My portfolio is 100% equities. How should my portfolio change as I approach retirement?” Discover what changes retirees may want to make as they approach retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

1
How to Determine If Your Current Retirement Plan is Oversimplified 12:08

12d ago12:08

12:08

“Hey Mike, do you recommend the 60/40 portfolio for a retiree, or do you follow the rule of 100?” Discover risks associated with traditional portfolio strategies for retirees and why you may want to consider implementing Kedrec’s Reservoir as a part of your plan and portfolio. Text your questions to 913-363-1234. Request Your Wealth Analysis by goi…

1
Why Tax Planning and Your Investments Are Connected 12:28

13d ago12:28

12:28

“Hey Mike, how would you plan differently if you had someone with $2 million in an IRA vs someone with $2 million in a brokerage account?” Discover how your retirement plan and strategies can change based on how much you have in pre-tax, after-tax, and tax-free accounts. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to …

1
The Difference Between Various Real Estate Investment Options 9:00

14d ago9:00

9:00

“Hey Mike, what’s the difference between a DST and a REIT?” Discover various investment options that may make sense to have in your retirement portfolio. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.comBy Kedrec LLC

1
How Much Does it Cost to be You? 7:59

15d ago7:59

7:59

“Hey Mike, how does someone figure out how much income they need in retirement?” Discover how to break down your pre-retirement expenses and your post-retirement expenses so you can plan for the lifestyle you want in retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com…

1
When It Makes Sense to Work With An Advisor 13:22

16d ago13:22

13:22

“Hey Mike, every time I’ve entertained working with an advisor, they recommend funds that I could have gotten on my own. Is there any difference between what advisors can offer and what we can get on our own?” Discover investments and products that you can only get through an investment advisor or licensed insurance agent and why it may make sense …

1
Why Healthcare Planning Is More Than Long-Term Care Planning 13:50

19d ago13:50

13:50

“Hey Mike, I don’t want to buy Long-Term Care insurance. What other ways could I prepare for future healthcare costs?” Discover the various health risks many miss and how to plan for them. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.By Kedrec LLC

1
What Retirees Need to Know About Rental Property 9:00

20d ago9:00

9:00

“Hey Mike, I’m a landlord who’s stuck with my properties because I don’t want to pay the taxes. Is there any way out?” Discover why some retirees may be overestimating the return on their real estate investments. Mike breaks down the details while sharing various exit strategies for those who don’t want to be a landlord anymore. Text your questions…

1
What Could Happen if Teen Workers Invested in a Roth? 9:31

21d ago9:31

9:31

“Hey Mike, what advice do you have for teens and their retirement?” Discover an intuitive concept that may allow you to save enough to pay for the majority of your retirement before you graduate college. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

1
Is the Dividend Portfolio Still Reliable? 14:10

22d ago14:10

14:10

“Hey Mike, if I can get dividends at around 8% per year, then why would I do anything else?” Discover various risks many miss when it comes to dividend income in retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.By Kedrec LLC

1
How to Approach Your Stock Holdings With a Low Basis 9:22

23d ago9:22

9:22

“Hey Mike, what’s the best way to deal with a company stock that has a low basis?” Discover what “Net Unrealized Appreciation” is and how it may be a good tax strategy for you when you get ready to retire. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

1
The Purpose of a Reservoir in a Retirement Plan 7:26

26d ago7:26

7:26

“Hey Mike, if I fund my Reservoir, can I afford to take more risk with the other parts of my portfolio?” Discover why having some assets protected, aka the Reservoir, can enable you to take more risk elsewhere in your portfolio (if you want). Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

1
How Much Do You Need to Save Before You Can Retire? 10:29

27d ago10:29

10:29

“Hey Mike, how can you really know if you can afford to retire or not?” Discover how to put together an efficient retirement plan designed to last longer than you®, while recognizing that there are a lot of unknowns. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

1
Is There an Optimal Balance Between Protected Assets and Growth Assets? 9:45

28d ago9:45

9:45

“Hey Mike, what is the best option for your reservoir?” Discover the various ways to fill your reservoir based on the needs of your plan. Understand all the benefits and detriments associated with products and investments such as CD’s, Treasuries, annuities, and more. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www…

1
Where You Draw Income From During Retirement Matters 15:34

29d ago15:34

15:34

“Hey Mike, how do you know what to sell within your portfolio in order to generate income?” Discover how to implement efficient income strategies during retirement so that you know what accounts to draw income from when it comes to your account balances and tax implications. Text your questions to 913-363-1234. Request Your Wealth Analysis by going…

1
Why Shorting the Market May Not Be a Good Strategy for Retirees 8:59

1M ago8:59

8:59

“Hey Mike, how do you feel about shorting the market?” Discover the significant risks associated with the trading strategy known as “shorting.” Listen as Mike explains why your investment objective as you approach retirement is to stay rich, not to get rich. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealt…

1
Why You Can’t Have a Riskless Retirement 16:04

1M ago16:04

16:04

“Hey Mike, how do you get rid of risk in retirement?” Discover the truth behind retirement and the various risks you may experience. There’s no way to completely get rid of risk in retirement or in life in general. Listen to Mike discuss how to address the risks that will keep you up at night while living with the risks that you are comfortable tak…

1
Why Did Mortgage Rates Go Up When the Fed Lowered Rates? 9:26

1M ago9:26

9:26

“Hey Mike, why did mortgage rates go up after the Fed dropped rates?” Discover how the Fed’s rate works and why it is not correlated to mortgage rates, as many would assume. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.By Kedrec LLC

1
What Many People Don’t Realize When it Comes to Timelines and Tax Planning 11:33

1M ago11:33

11:33

“Hey Mike, when do you start doing tax planning?” Discover various tax planning strategies you can implement based on your age and objectives. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.By Kedrec LLC

1
When You Can (and Cannot) Dip Into Your Principal in Retirement 5:42

1M ago5:42

5:42

“Hey Mike, is it ever OK to dip into your principal?” Discover various ways to generate income and when it may make sense to dip into your principal. Hint: there are many variables that should be accounted for when considering the right path for you. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysi…

1
Why You May Want to Consider Diversifying Out of the Magnificent Seven 12:48

1M ago12:48

12:48

“Hey Mike, I want to work with a financial advisor, but none of them seem to be able to beat the magnificent seven. If that’s true, why would I ever change what I have in my portfolio?” Discover the wisdom behind why professional financial advisors don’t go all in on a couple of stocks and why you may want to lower your exposure to the Magnificent …

1
How to Handle Your Personal Cash Flow in Retirement 10:50

1M ago10:50

10:50

“Hey Mike, how do people manage their income in retirement? As in, do they get it once a year and have to spread it out? Do people get monthly checks?” Discover the mechanics of pulling income from your assets and turning it into monthly checks, like what you experienced in your previous job. Text your questions to 913-363-1234. Request Your Wealth…

1
Four Strategies to Consider When Seeking Growth in Your Portfolio 10:10

1M ago10:10

10:10

“Hey Mike, can you break down the four strategies you use when investing in the stock market?” Discover the differences between absolute return models, fundamental analysis, momentum models, and indexing when you consider growth strategies for your portfolio. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourweal…

1
How to Navigate Healthcare and Health Insurance Before Medicare Starts 9:28

1M ago9:28

9:28

“Hey Mike, how do people navigate healthcare before they qualify for Medicare?” Discover the ins and outs of your health insurance options before you qualify for Medicare. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.By Kedrec LLC

1
What are Buffered ETFs and do They Qualify for the Reservoir Strategy? 9:34

1M ago9:34

9:34

“Hey Mike, how do you feel about Buffered ETFs? Would they work as a part of the reservoir strategy? Discover how buffered ETFs work and when they may make sense to include in your overall portfolio. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

1
Why People Need to Check Their Assumptions When it Comes to Their Investment Decisions 19:26

1M ago19:26

19:26

“Hey Mike, what’s something you’ve learned over the years that changed how you invest people’s money?” Listen to Mike share his journey as he continued to challenge ideas and strategies that he was taught early on in his career as he pursued truth, and what was really best for the client. Text your questions to 913-363-1234. Request Your Wealth Ana…

1
How Much Principal Protection is Enough When You Retire? 9:54

2M ago9:54

9:54

“Hey Mike, is a three year reservoir enough for retirement?” Discover the risks associated with having a smaller reservoir and why you may want to consider putting up to 60% of your assets in investments or products that offer principal protection when you retire. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.you…

1
Why Your Recent Average Return Could be Deceptive 18:54

2M ago18:54

18:54

“Hey Mike, what is a good rate of return projection for a retirement plan?” Discover why the past few years of growth may not be the right indicator on how much you should expect in your portfolio growth over the next 30 years. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

1
How to Tell if Your Pension Affects Your Social Security Benefits 8:39

2M ago8:39

8:39

“Hey Mike, do pensions affect when I file for Social Security?” Discover when your pension may cause you to delay your Social Security benefits until full-retirement age or later. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.By Kedrec LLC

1
The Danger With Flat-Fee Portfolio Reviews 9:24

2M ago9:24

9:24

“Hey Mike, do you or do you know someone who reviews portfolios for a flat fee?” Discover why it may not make sense to have a flat-fee advisor look over your portfolio for advice on your positions. Mike dives into the importance of strategies over positions. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealt…

1
What Many People Miss When Considering an Equities (Stock) Portfolio 15:06

2M ago15:06

15:06

“Hey Mike, why do people put money in bonds and bond funds when equities do so well?” Discover the often missed risks associated with an equities (stocks) focused portfolio and why you may want to include other markets or assets classes when designing your portfolio for retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis b…

1
Why Charity Matters (With Tammy Reid and Other Guests) 56:00

2M ago56:00

56:00

Join Mike, David, and other special guests as they discuss the importance of being charitable in your everyday life. From acts of kindness to monetary help, it all counts. Guests include Tammy Reid, Amy Cox, and Cindy McDavitt. Remember, charitable gifting is more than just a tax deduction… Charities highlighted in this episode: https://givingmachi…

1
The Danger of Following Oversimplified Advice From Influencers 23:49

2M ago23:49

23:49

“Hey Mike, if the S&P averages 7%, then why would I not just put all my money in an ETF and take 6% each year?” Discover why retirement income planning is not simple and the risk you take when following oversimplified advice from social media influencers. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthan…

1
Why You May Not Want to Rely on the Monte Carlo in Retirement 12:15

2M ago12:15

12:15

“Hey Mike, what’s the Monte Carlo probability of success with your Reservoir strategy?” Discover the problems within the Monte Carlo simulation that may lead you to taking more risk than you realize. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

1
IULs Are Not Perfect, but They May Have Their Place 13:58

2M ago13:58

13:58

“Hey Mike, I’m getting pitched an IUL as a tax-free cash vehicle over doing IRA to Roth conversions. The growth potential is less than an IUL. What am I missing?” Discover when it may make sense to stick to funding your Roth IRA and when it may make sense to fund an Indexed Universal Life Insurance Policy (IUL). Text your questions to 913-363-1234.…

1
Should You File Your Own Taxes or Get Help? 6:36

2M ago6:36

6:36

“Hey Mike, when does it make sense to file your taxes on your own versus having a professional file your taxes for you?” Discover when it makes sense to use a DIY tax preparation software and when it makes sense to hire a tax professional to help you prepare your tax returns. Text your questions to 913-363-1234. Request Your Wealth Analysis by goin…

1
When IRA to Roth Conversions Do Not Make Sense 4:13

2M ago4:13

4:13

“Hey Mike, when would someone not want to do IRA to Roth conversions?” Discover when you may not want to convert some of your IRA assets to Roth. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.By Kedrec LLC

1
What "Timing the Market" Really Means 8:46

2M ago8:46

8:46

“Hey Mike, can you explain what ‘timing the market’ really means, when it’s bad, and when it makes sense to make adjustments?” Discover what timing the market really means. Also, learn about how to make adjustments within your portfolio when the market gets shaky. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.you…

1
Celebrating Our 100th Episode (Reflections and Giveaways) 31:54

2M ago31:54

31:54

It’s How to Retire on Time’s 100th episode. Thank you for joining us on this journey. Enjoy Mike and David reflecting on the past 99 episodes. Podcast listeners will also enjoy some generous giveaways. Offers only available until the end of 2024. Merry Christmas and Happy New Year! Text us at 913-363-1234…

1
Do the Wealthy Have Tax Advantages? 25:12

2M ago25:12

25:12

“Hey Mike, how do the wealthy get around paying taxes?” Discover many misconceptions about how the wealthy minimize taxes and what you can do to help minimize your taxes overall in retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.By Kedrec LLC

1
Why Mike Believes Reverse Mortgages Don’t Make Sense 6:33

2M ago6:33

6:33

“Hey Mike, what do you think of reverse mortgages?” Discover why Mike believes reverse mortgages should not be in your retirement plan. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.By Kedrec LLC

1
Why You May Not Want to Turn Your Hobby Into a Business in Retirement 6:49

2M ago6:49

6:49

“Hey Mike, I was told that I should turn my hobby into a business so I can lower my overall taxes each year. Is this legit?” Discover when it makes sense to make your hobby into a business that would allow you to deduct certain expenses, and when you should not make your hobby into a business in retirement. Text your questions to 913-363-1234. Requ…

1
Why You May or May Not Need $1.5 Million Saved for Retirement 15:07

2M ago15:07

15:07

“Hey Mike, is it true that you need $1.5 million saved to be able to retire?” Discover why arbitrary amounts of money saved as your goal may not be enough and where to look so you can determine if you have enough saved to be able to retire. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.…

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