Get better with your "finance-sis" and dive into the world of investing without the bro-talk. Picture yourself learning how to invest alongside two friends: a beginner investor like you and a formerly licensed 15-year finance expert. Meet Market MakeHer, your go-to self-directed investing education podcast. We ask the questions you are thinking and answer with fun analogies, demystifying the jargon - from "Her" perspective. We share free tools and resources so you not only know how it works, ...
…
continue reading
1
67. Year-End Personal Finance Tips: Investing and Tax Deadlines, Reminders, and Planning
30:51
30:51
Play later
Play later
Lists
Like
Liked
30:51
It's the end of the year...what are we supposed to be doing with our finances? Allow your finance-sis to tell you. 😉 We discuss essential year-end financial strategies, focusing on retirement account deadlines, tax optimization moves, charitable contributions, and even personal finance tips - for all ages and income levels. Be proactive with your f…
…
continue reading
1
66. Insider Trading: Lessons from Martha (Stewart)
31:45
31:45
Play later
Play later
Lists
Like
Liked
31:45
What is insider trading and what can we learn from the highly-politicized Martha Stewart case regarding illegal insider trading? Find out on this episode of Market MakeHer. 😉 Illegal Insider Trading vs Legal Insider Trading Legal Insider Trading is when company insiders (e.g., executives, employees or majority shareholders) trade their company's st…
…
continue reading
What is a bond vigilante? The Batman of the bond market? Kinda. In the last episode, we learned the bond market is the most powerful and influential market. Bond vigilantes are big-time bond investors who can use the power of selling bonds to influence the market and protest against fiscal and monetary policy (basically, they try to put restraints …
…
continue reading
1
64. How The Credit Market Influences Your Loan Interest Rates
31:49
31:49
Play later
Play later
Lists
Like
Liked
31:49
What is the credit market and how does it determine our loan interest rates? It’s actually the same thing as the bond market, and we consumers all participate in it. Join us as we delve into the intricacies of the credit market and how it influences interest rates across various financial products, including credit cards, auto loans, and mortgages.…
…
continue reading
1
63. Elephant in the Stock Market: Trump Tariffs, Tax Cuts, & Immigration Policy Implications
35:57
35:57
Play later
Play later
Lists
Like
Liked
35:57
Now that the U.S. election results are in, we’re discussing the “elephant in the room” - that is, the implications of potential Trump administration policies on the stock market. We’re focusing on tariffs, immigration, tax cuts, deregulation, and the Fed’s role. (Papa Powell was serving it neat at the latest FOMC meetings). How will these factors i…
…
continue reading
1
62. Demystifying Retirement Accounts: Traditional IRA, Roth IRA, Rollover IRA and SEP IRA
40:19
40:19
Play later
Play later
Lists
Like
Liked
40:19
Today we’re learning allllll about IRAs (individual retirement arrangements/accounts) including Roth IRAs, Traditional IRAs, Rollover IRAs and SEP IRAs. You’ll understand contribution limits, tax implications, and eligibility requirements for each account. As always, we aim to empower you with all the knowledge you need to make informed decisions f…
…
continue reading
1
61. Stock Market MakeHER (p)Update: (11.04.24 AI Series - w/ our pups co-hosting)
12:27
12:27
Play later
Play later
Lists
Like
Liked
12:27
Subscribe to our Weekly Stock Market Update Newsletter! This Week in the Stock Market: 11.04.24 In this episode of Market MakeHer, we're trying something different. We've taken our weekly SMU email and given it to AI to create a separate podcast series. That's right, the email newsletter is also a podcast read by Artificial Intelligence. The host…
…
continue reading
1
60. Replay: Order Routing, Market Makers, PFOF and Dark Pools Explained
27:06
27:06
Play later
Play later
Lists
Like
Liked
27:06
Since we recently learned about Stock Lending, Short Selling, P/E Ratio, and Stock Valuation in the last 2 episodes, we figured it's a good time to revisit our episode on Dark Pools, PFOF, Order Routing, and Market Makers (not to be confused with Market MakeHERS 😉). This also happens to be a Halloween episode from last year, so enjoy our costumes i…
…
continue reading
1
59. What Is P/E Ratio and Stock Valuation?
33:01
33:01
Play later
Play later
Lists
Like
Liked
33:01
How do you know if a stock is "on sale" or expensive to buy right now? In this Market MakeHer podcast episode, we'll learn all about stock valuation and how to look at the price-to-earnings ratio to make informed investing decisions. We discuss how to determine if a stock is overpriced or underpriced, the significance of earnings potential, and the…
…
continue reading
In this episode of the Market MakeHer podcast, we delve into the topic of stock lending, addressing a listener's question about whether retail investors should participate in this practice. We explain the mechanics of stock lending, its relationship with short selling, and the potential benefits and risks involved. The discussion also covers tax im…
…
continue reading
1
57. Stock Market MakeHER Update: 10.14.24 (New AI Series)
16:31
16:31
Play later
Play later
Lists
Like
Liked
16:31
Subscribe to our Weekly Stock Market Update Newsletter! In this episode of Market MakeHer, we're trying something different. We've taken our weekly SMU email and given it to AI to create a separate podcast series. That's right, the email newsletter is also a podcast read by Artificial Intelligence. The hosts delve into the current state of the stoc…
…
continue reading
1
56. How to Construct & Manage an Investment Portfolio
33:52
33:52
Play later
Play later
Lists
Like
Liked
33:52
What Is Portfolio Management and Asset Allocation? Put On Your Construction Hats. So you started investing in the stock market, now what? Want to learn how to construct an investment portfolio or manage your retirement portfolio? In this episode of Market MakeHer, hosts Jess Inskip and Jessie DeNuit delve into the intricacies of portfolio managemen…
…
continue reading
1
55. Replay: How did the Stock Market Perform Under Biden vs. Trump?
29:39
29:39
Play later
Play later
Lists
Like
Liked
29:39
[This episode was originally recorded on July 05, 2024, before Biden dropped out of the Presidential Election Race. We examined historical data, facts, and statistics of what happens to the stock market when there is a Republican vs Democrat as President of the U.S.] During election years, the stock market tends to experience increased volatility d…
…
continue reading
1
54. How to Find Investment Sector Opportunities
33:56
33:56
Play later
Play later
Lists
Like
Liked
33:56
It's time to give your money a job, but if you can't decide on a company, you can start with a sector. GICS stands for the Global Industry Classification Standard and they set the classifications for the 11 sectors. 2 Types of Sectors: Cyclical sectors are sensitive to economic conditions. They do well when the economy is growing but can struggle d…
…
continue reading
1
53. The Fed Cut Interest Rates: Prepare For Landing 🛬
30:56
30:56
Play later
Play later
Lists
Like
Liked
30:56
The Fed aka The Federal Reserve finally cut interest rates. Papa Powell (aka fed chair Jerome Powell) announced this week the federal funds rate is cut by 50 basis points (which means .50%). This might not seem like much to consumers like us, but cutting it by .50% in one meeting is actually a pretty big deal. Normally, everyone would flip out over…
…
continue reading
What Is A Bond? What Are The Different Types Of Bonds? How Do You Buy Bonds? In this episode of the Market Maker Podcast, Jessie and Jess delve into the world of bonds, discussing their significance in the financial market, the mechanics of how they work, and the various types of bonds available for investment. Explore the relationship between inte…
…
continue reading
1
51. What is the Business Cycle? Why Does it Matter NOW?
35:27
35:27
Play later
Play later
Lists
Like
Liked
35:27
We are revisiting the business cycle and how it relates to the menstrual cycle, much like we did in Episode 13 on Recessions, but we compare the phases in each cycle, side-by-side this time and break it down further. What Is The Business Cycle? The Business Cycle is Periods of economic expansion and contraction based on the 3-Ds we discussed last…
…
continue reading
1
50. SMU: NVDA Earnings, Market Participation & Fed Expectations
35:24
35:24
Play later
Play later
Lists
Like
Liked
35:24
Stock Market Update (SMU) Let's discuss and demystify the recent volatility in the stock market, NVDA earnings, Jackson Hole highlights including rate cuts, and the dreaded "R" word (recession). 🔮 "If the Mag 7 is coming down, and the other 493 are participating, that is a recipe for sideways action." ~Jess Inskip Who Are The Magnificent 7? Alphab…
…
continue reading
1
49. Better w/ My Finance-Sis, Pt 2: Funds
35:06
35:06
Play later
Play later
Lists
Like
Liked
35:06
Continuing our "Better with my Finance-Sis" Mini-Series, in part 2 we talk all about Funds! But not just the different types of investment funds, also the difference between Passive and Active Funds. Passive Funds vs Active Funds What is a passive fund? Passive funds usually have lower expense ratios, with a more simplified investment strategy and …
…
continue reading
1
48. Better W/ My Finance-Sis Mini-Series, Pt. 1: Stock Market Essentials
37:28
37:28
Play later
Play later
Lists
Like
Liked
37:28
🔮 Introducing a new mini-series with our Gen Z "finance-sis" Jacey Saige. It's Jessie DeNuit's turn to teach how the stock market works while Jessica Inskip makes sure she's not leading Jacey astray. In part 1, we talk about why we invest and try to simplify how the stock market works, as best as possible without too many tangents. 🙃 ✨ Follow Jacey…
…
continue reading
1
47. The Recipe for a Market Sell-Off: Carry Trade, SAHM Rule, Recession Fear
29:30
29:30
Play later
Play later
Lists
Like
Liked
29:30
The stock market has been having quite the week since our last episode on the Fed’s decision to NOT do a rate cut and the resulting effects of the not-so-great unemployment numbers that came out last Friday. Recipe for disaster? Is the stock market crashing? Why was there a sell-off and what is a market sell-off? And is this a good time for us self…
…
continue reading
1
46. Fed Update: What is Event Risk? Could it Trigger a Sell-Off?
29:40
29:40
Play later
Play later
Lists
Like
Liked
29:40
We recorded this on 08/01/2024, knowing that unemployment numbers will not drop until this podcast airs on 08/02/2024, and that might also change so keep that in mind. **Employment Report Update from Jess** Fed's View on Labor Market:Fed Chair Jerome Powell stated that the changes in the labor market are "broadly consistent with a normalization pro…
…
continue reading
1
45. What is Market Breadth & Concentration Risk? Why Should YOU Care?
30:10
30:10
Play later
Play later
Lists
Like
Liked
30:10
Inflation is at an all-time high and so is the stock market. This is a tale of two markets. How is the S&P 500 making record highs when so many Americans are living paycheck to paycheck? We're going to break it all down. What's happening in the stock market, what the S&P 500 actually is, what market breadth and concentration risk means and why it a…
…
continue reading
1
44. Replay: Where to invest first in your personal finance journey
33:21
33:21
Play later
Play later
Lists
Like
Liked
33:21
Let's refresh and re-assess our financial planning goals for our future selves. You've budgeted, you've saved, you've looked at what you've got going on in your spending and bills and what you have left over - what do you do with that extra money? (Invest it, of course 👻) *this is educational info, not advice - personal finance is personal, duh, an…
…
continue reading
1
43. Stock Market During Election Years: We're Not Getting Political, But Is The Market?
29:39
29:39
Play later
Play later
Lists
Like
Liked
29:39
How Does The Stock Market Perform During an Election Year? We are not getting political in this episode -- however, we are on a fact finding mission to understand if the stock market is. Let your fin-mom and fin-auntie break it down for you. 😉🔮 Does the U.S. Presidential election affect the stock market? Does the political party of the elected lead…
…
continue reading
1
42. AI Under Power Grid Pressure: The Price to Energy Ratio Risk
28:20
28:20
Play later
Play later
Lists
Like
Liked
28:20
In this episode we re-visit our AI Portfolio and Investment Thesis that we discussed back in Episode 21, but with a new emerging headwind. According to our very own Jess Inskip, "the real ‘P/E Risk’ isn't overhyped price to earnings. The risk is price to energy." (Get it? That's a P/E Ratio joke 👻) AI Investing Most of us are invested in AI, whethe…
…
continue reading
1
41. Stock Order Types: Demystifying The Ways to Trade Securities
35:52
35:52
Play later
Play later
Lists
Like
Liked
35:52
There are so many different ways to buy and sell securities in your brokerage account. In this episode, we'll go over many of the different order types you may see in your brokerage account when you go to buy or sell a stock, or any securities. What does Bid and Ask mean? What is Stop and Limit Order? What are market orders? How many different Orde…
…
continue reading
1
40. Preparing for Rate Cuts: What are Bond Funds?
28:23
28:23
Play later
Play later
Lists
Like
Liked
28:23
What Is The Bond Market and What Are Bond ETFs? CPI is “cooling off” which means inflation is trending closer to the Fed’s target, which means a rate cut MAY be in our future! What does that mean? Well if the Fed, you know, good ol "Papa Powell" who we keep talking about, well if they actually go through with cutting rates this is what happens. Int…
…
continue reading
1
39. What is a Stock Split? (looking at the Nvidia stock split 👀)
27:44
27:44
Play later
Play later
Lists
Like
Liked
27:44
Happy Fin-Friday! The Nvidia stock is now one of the big 3 in the S&P 500. We've talked about Nvidia earnings and how much the stock price has soared just this year. Now they have announced a stock split and a dividend increase from $0.04 per share to $0.10 per share. Let's demystify stock splitting. 🔮 🍰 What Is A Stock Split? A type of corporate a…
…
continue reading
1
38. What is a Short Squeeze? (Talking About Meme Stocks, Hedge Funds & Market Mechanics)
34:35
34:35
Play later
Play later
Lists
Like
Liked
34:35
Finally, short squeeze and gamma squeeze make sense! (Did you know gamma squeeze was a thing?) Also, Roaring Kitty is out of hiding, remember that whole GameStop stonks thing that happened? Well apparently it's happening again with another memestock (super high risk, y'all). We also learn about hedge funds, meme stocks, market makers and the roles …
…
continue reading
1
37. Finding AI Stock Investing Ideas with Jacey Saige
33:26
33:26
Play later
Play later
Lists
Like
Liked
33:26
This week we are joined by Jacey Saige, a Gen Z financial literacy advocate who wants to discuss how to find AI opportunities and stock market impacts. Jacey is filling in for our beloved Jessie DeNuit - do not fret she will be back next week! AI is an important narrative to sustain this bull market. The S&P 500 is about 30% driven by technology. 5…
…
continue reading
1
36. Refresher: We are Paying Attention to Bonds Again
28:20
28:20
Play later
Play later
Lists
Like
Liked
28:20
The bond market has always been relevant, but it hasn't mattered as much since the Great Financial Crisis (GFC) - that's when the housing market collapsed in 2008. When we have a financial crisis, there is a fiscal policy response and monetary policy response to stimulate the economy. Right now we are in restrictive fed territory, they have raised …
…
continue reading
1
35. What Is CPI, PPI & PCE Price Index (Indices) in Fed Speak - Decoded
32:33
32:33
Play later
Play later
Lists
Like
Liked
32:33
Come with us as we leap through the gallows and levitate down WallStreet. 🔮 Today we're discussing the most recent FOMC Press Conference led by the Hawkish Fed Chairman, Jerome Powell, and what it all means when he talks about the CPI & PCE Price Index. There's also a quick SMU (stock market update). New Vocabulary Word: Tapering Tapering is a mone…
…
continue reading
1
34. Investing Jargon, Demystified 🔮✨ The Top 20 Terms You Need to Know - In Order
26:24
26:24
Play later
Play later
Lists
Like
Liked
26:24
There's a loooot of jargon in the financial world. And it can seem overwhelming or like it's a language that was intentionally made to keep you in the dark, but Jess has been shining light on all this lingo since the beginning, and we've realized the jargon is actually pretty easy to grasp once it's explained to you in a logical, compounding way. C…
…
continue reading
1
33. Current State of the Stock Market + Q&A (Pt. 2)
29:32
29:32
Play later
Play later
Lists
Like
Liked
29:32
Questions on questions: Y'all submitted sooo many questions we had to make this Q&A a two-parter. Be sure to follow us and subscribe to our email newsletter (all links at the bottom) to keep up with all the stock market happenings! But First, A Quick SMU! We also get a quick Stock Market Update from Jess Inskip. This investing rollercoaster we're o…
…
continue reading
1
32. Q&A: Answering All YOUR Questions (keep 'em coming)
24:03
24:03
Play later
Play later
Lists
Like
Liked
24:03
We're back, we had to take a week off because, if you didn't know, Jess is the sun and Jessie is the moon - we had to eclipse. 🌚🌞 First, a quick market update for April 11, 2024 about CPI and PPI! Then we get to allllll your questions, yes, even questions from our very early episodes (told ya we'd get to them eventually 😅). Questions we answer in t…
…
continue reading
1
31. Edu-action: How To Build a Brokerage CD Ladder
36:01
36:01
Play later
Play later
Lists
Like
Liked
36:01
In the last episode (Ep. 30) of the Market MakeHer Podcast, we discussed how “The Fed” projects to cut interest rates 3 times by end of year. Hopefully, this means lower inflation, but it also means lower interest rates on your High Yield Savings Accounts as well. Where can we stash our cash with higher interest rates for longer? Brokerage CDs! One…
…
continue reading
1
30. FOMC Meeting, Interest Rate Cuts & Inflation (aka Jess Watched The Fed Press Conference So You Don't Have To)
35:20
35:20
Play later
Play later
Lists
Like
Liked
35:20
The FOMC (aka "The Fed" aka The Federal Reserve) had a press conference on March 20, 2024 where they talked about federal reserve rates remaining unchanged, but there's 3 projected interest rate cuts by end of year. What does this mean for our High Yield Savings Accounts interest rates, mortgages, credit cards, loans, and the economy? What's going …
…
continue reading
1
29. Investment Risk Tolerance, HYSA Interest Rates and Fed Balancing Act
33:49
33:49
Play later
Play later
Lists
Like
Liked
33:49
What's your investment risk tolerance? (check out the risk pyramid below) How are you diversifying your investments in your portfolio? Are the interest rates on our high yield savings account coming down? What should we do with our cash to make sure it's out-pacing inflation? Figure Out Your Risk Tolerance There are lots of quizzes you can do at yo…
…
continue reading
1
28. $AAPL Stock Impacts & Tools to Compare ETFs ($VOO vs $VTI)
28:52
28:52
Play later
Play later
Lists
Like
Liked
28:52
Let's talk about what's going on with the $AAPL stock and also learn how to compare ETFs, like $VTI vs $VOO, with a tool! You'll want to watch the video about 10 minutes in, but if you can't watch it, we do describe everything we're analyzing. $AAPL Stock Is Down, But The Market Is Up? We know that Apple is one of the biggest stocks or companies in…
…
continue reading
1
27. Q&A Quickie: Investing at 40, Social Security and Money Mindset
7:57
7:57
Play later
Play later
Lists
Like
Liked
7:57
We have a Market MakeHer short and sweet Q&A for you today regarding investing a little bit later. Question from listener @spacey on TikTok: Should I be worried if I haven't started investing yet and I'm approaching 40? Short Answer: No, but get started ASAP! Like we've said in previous episodes, time in the market is your best strategy. Cut down e…
…
continue reading
1
26. Stock Market Update: Earnings Report Card, Nvidia Earnings, Sticky Inflation
33:02
33:02
Play later
Play later
Lists
Like
Liked
33:02
It's a Stock Market Tea Party, and you're invited! 🍵🍵 In our Feb. 2024 SMU, Jess serves Jessie the tea on the recent earnings season (the winners of positive earnings and growth in the market last quarter with many companies beating expectations) and they specifically focus on Nvidia's impressive earnings and its role in the AI industry. The hosts …
…
continue reading
1
25. Q&A: Roth IRA 101, Backdoor Roth IRA Contributions, Lifestyle Creep
19:07
19:07
Play later
Play later
Lists
Like
Liked
19:07
Q&A from our listeners: How do I do a backdoor Roth IRA contribution or conversion? How do I rollover a 401k into an IRA? 🏘 Remember in Episode 12 how we used the "building your dreamhouse" analogy to explain how to invest in the stock market? Well remember that dreamhouse during this episode and the different rooms that are your retirements accoun…
…
continue reading
1
24. Pay Yourself First (Saving, Budgeting, Investing)
31:09
31:09
Play later
Play later
Lists
Like
Liked
31:09
Do I add money to my emergency account before maxing out my IRA? When do I put my funds into a taxable account? What makes the most sense for ME? In this episode, we cover the order of events of how to pay yourself -- and some of the nuances you may want to consider as you enter various life stages. This is not a one size fits all formula. We'll he…
…
continue reading
1
23. The Stock Market Explained with ONLY Taylor Swift Analogies
27:30
27:30
Play later
Play later
Lists
Like
Liked
27:30
Welcome to Taylor's Version of the Stock Market. We're starting off Season 2 with a refreshed brand (check out our website to see the makeover) and we're also giving you a little refresher on how the stock market works - from a Swiftie's perspective. That's right, you guessed it, Jessica Inskip is unhinged with the Taylor Swift references once agai…
…
continue reading
1
22. Q&A: Can I Have Multiple Roth IRAs? Are There 401k Rollover to IRA Tax Implications?
15:04
15:04
Play later
Play later
Lists
Like
Liked
15:04
Questions on questions! We answer 3 questions from our listeners related to IRAs, 401ks, and taxes...and then Jessie asks additional questions - as usual. Question 1: How to figure out taxes when moving 401k into a rollover IRA? Question 2: Can you control how your employer 401k gets invested? (side note: you can borrow money from yourself!) Questi…
…
continue reading
1
21. Investing in AI | Building the Investment Thesis
29:16
29:16
Play later
Play later
Lists
Like
Liked
29:16
🐰 Curious about how to invest in AI? Let's fall into the Artificial Intelligence rabbit hole, shall we? And, yes we talk about actual AI stocks as well. Beware the Jabberwocky (aka AI Tools that claim to "beat the stock market" or predict the best stocks to buy). 🤖 AI stocks are beating earnings upwards of 40% (and much much higher). Are analysts n…
…
continue reading
1
20. Stock Market Update: The Bull Case for a Santa Claus Rally
23:17
23:17
Play later
Play later
Lists
Like
Liked
23:17
What's happening in the stock market today? We tell you all about it in Episode 20. Learn a bunch of new jargon that Jessie makes Jess define for us all as we discuss everything from what the Fed has done and earnings to whatever a "Santa Claus Rally" is... 🎅🏻🎅🏽🎅🏿🎅 Stock Market Update November 2023: Deflationary Environment Dovish Fed Seasonality F…
…
continue reading
Introducing our newest segment where Jess answers your questions and Jessie asks even more questions. Questions on questions. 🙋🏻♀️🙋🏾🙋🏼♀️🙋🙋🏾♀️🙋🏻 Today’s question comes from @kristinabrown86 “Do I need an investment advisor? I know they take a percentage of earnings so I have been hesitant and am trying to learn on my own. Am I the only mid-30s si…
…
continue reading
1
18. Understand The Yield Curve, Treasury Bonds, and Stock Market Impacts
26:37
26:37
Play later
Play later
Lists
Like
Liked
26:37
Today we're talking bonds, Treasury Bonds, that is. 🍸 Along with yields, impacts on the market, and how the US always pays its debts 🦁😏 🤨 What exactly is the yield curve and what does an inverted yield curve mean? We're going to learn how to use this as a scrying tool to predict the future in terms of interest rate changes and economic activity. Le…
…
continue reading