Looking for a daily update on creating the wealth of your dreams? Do you want property investment explained in a simple language? Do you want to learn it whilst sipping on your coffee? Then you’re in the right place! Join me for a daily coffee and chat about all things wealth. With a strong focus on real estate wealth, you’ll cut through the confusion and overwhelm that stops most people in their investment tracks. For the live edition of the episode, where I can answer your questions live, ...
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Financial worlds collide when real estate and finance expert Jason Whitton catches up with banking, equity and financial markets expert Andy Fenton. Coming together for a glass of vino, Wealth, Wine and Wisdom - more wine than anything else - is a relaxed retrospective look back at what’s been happening this week in the world of wealth, and what might happen next week and beyond. Andy Fenton is Managing Director at Fenton Financial. Jason Whitton is co-founder of Positive Real Estate.
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Welcome to The Wealth Faculty, where you and I go on an adventure, a journey in discovering what is the true meaning of wealth. The Wealth Faculty has two intentions. Firstly, we focus on the faculty that you bring to life - your physical, mental and emotional faculties. Secondly, the idea of creating wealth for yourself into the future requires a team - a faculty of advisors. One thing I can tell you, this thing called wealth is a marathon, not a sprint. The people you rely on to help you w ...
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MINDRAKER: BACKGROUND ANGER is an eight-episode sci-fi mystery podcast – a surreal tale of love and betrayal, wrapped in an existential meditation on man’s relationship with the forces at war within himself. Mankind is under attack. Alien beings have invaded the collective unconscious, influencing unsuspecting victims to act on their darkest instincts. Maru, a seemingly average man, is burdened by his clandestine duty as a psychic soldier in the fight against the ruthless invaders. But his d ...
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Repairs vs Improvements: What can landlords claim with the ATO?
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12:37In this Tax Tuesday edition of Wealth Coffee Chats, Daniel Macpherson from Positive Tax Solutions discusses the critical distinctions between repairs and improvements in property investment, emphasising their implications for tax deductions. In the eyes of the ATO are repairs and improvements the same? Or do they each have their own unique and comp…
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The Major Banks Have Dropped Fixed Rates. Now What Do We Do?
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8:43In this Finance Friday edition of Wealth Coffee Chats, Cang Dang from Positive Money discusses the implications of interest rate changes on loans, the importance of understanding loan repayments and the potential pitfalls of financial hardship agreements with lenders. You need vigilance when dealing with banks and always consult with brokers to nav…
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How to Generate Wealth From the Property Cycle - With Sam Saggers
24:18
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24:18In this episode of Wealth Coffee Chat, Sam Saggers from Positive Real Estate discusses the current state of the real estate market, focusing on the property cycle, economic indicators, and the dynamics of belief versus value in property investment. Sam walks us through the importance of understanding employment rates, inflation, and supply issues i…
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This 1 Thing Could Negatively Affect Your Property’s Rent
15:04
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15:04Welcome to Property Management Wednesday’s! In this episode of Wealth Coffee Chats, Cass Sjostedt from R&W Plus discusses the importance of understanding tenant demand and how floor plans can significantly influence rental success. Cass walks us through some tips on how to secure tenants faster by avoiding common pitfalls related to property presen…
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Unlocking the Power of Trusts in Property Investing
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14:33In this episode of Wealth Coffee Chats, Daniel McPherson from the Positive Tax Solutions team discusses the intricacies of trusts, particularly discretionary trusts and their relevance in property investing. What are the benefits they offer? Asset protection, tax minimisation, and increased borrowing capacity. Do you want to know more? Let’s Wealth…
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What Do You Do When You Hit a Wall Trying to Buy Property?
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15:40In this episode of Wealth Coffee Chats, Tabitha Bright from Positive Real Estate’s adviser team discusses the critical phase of consolidation in property investment, emphasising the challenges investors face, such as financial barriers and market fears. Tab shares some personal experiences and insights on navigating these challenges, highlighting t…
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When Is the Right Time to Refinance Your Home Loan?
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8:51In this episode of Wealth Coffee Chats, Cang Dang from Positive Money discusses the importance of refinancing home loans, especially in the context of changing interest rates and personal financial situations. What are the key signs that indicate it may be time to refinance? It all depends on financial circumstances, the length of time since the lo…
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Do Discounts Exist in the Australian Property Market?
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21:11Can you create INSTANT equity from your property investment purchases? Absolutely you can. In this video Positive Real Estate’s Jason Whitton breaks down the step-by-step blueprint to generating instant equity from property discounts, as well as walking us through the multitude of ways that investors can find great discounts on their purchases. How…
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Can You Earn $200K a Year and Pay Zero Income Tax? Yes You Can.
21:54
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21:54In Australia you’re constantly playing the game of tax; what’s that? It’s the back and forth between you and the ATO, the push and shove as you attempt to legally keep the money you earned in your own pocket. In this video, Jason Whitton from Positive Real Estate walks us through ‘The Rule of 30’, that is, the ways that everyday Australians can adj…
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Will the Rba Cut Interest Rates in 2025? With Dr Andrew Wilson
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19:07Join Jason Whitton and Dr. Andrew Wilson in this episode of Wealth Coffee Chats as they delve into the latest developments in the Australian property market. They'll cover key topics including interest rates, housing trends and the economic forces shaping real estate investments. Discover the effects of declining inflation, possible interest rate r…
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Interest Rate Cuts Seem Almost Certain. What Do Investors Do Now?
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13:05In this episode of Wealth Coffee Chats, Cang Dang from Positive Money walks us through the almost sure-fire signs of a potential rate cut and how to prepare for them. The big banks sure believe it’s about to happen, so as a property investor what do you need to do to prepare your financial planning, your budgets, and when should you start talking w…
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The Ultimate Renting Guide for Property Owners in 2025
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17:16In this episode of Wealth Coffee Chats, R&W Plus’ Cass Sjostedt discusses the current state of the rental market, focusing on rent growth, vacancy rates and strategies that property managers can employ in 2025. We’ll talk about the challenges faced by property managers and investors, including rising interest rates and compliance issues, while also…
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Where Is Australia’s Property Market Headed in 2025?
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22:18Welcome back to Wealth Coffee Chats for 2025! In this video Jason Whitton walks us through what investors can expect out of Australia’s property market in 2025; with an interest rate cut looming on the horizon, rising property values and no end in sight for Australia’s housing supply issues, will it be boom or bust for Aussie investors? Let’s Wealt…
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Real Estate Resolutions: Pay off Your Home in Under 10 Years and Save $400K in Interest
22:48
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22:48In this video Jason Whitton explains how with some simple, and FREE, changes to your mortgage strategy, you can pay off your home loan faster and start using equity to boost your borrowing power for your next property purchase. With the right tweaks you could pay off your home in only 10 years and save over $400k in interest. How? Let’s Wealth Coff…
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Real Estate Resolutions: How Do I Continue Buying Investment Properties? (Turning One Property Into Many)
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22:36How do I keep buying investment properties? It’s simple, increase a bit of this and reduce a bit of that. In this video Jason Whitton explains how being proactive with your ability to borrow and save drastically increases your ability to purchase your next investment property, ensuring that you can continue buying into the future to reach your inve…
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Real Estate Resolutions: These 4 Strategies Could Level up Your Property Investment Income
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20:15In this video Jason Whitton from Positive Real Estate introduces us to the 4 (or 5) WOWs, or Weapons of Wealth, that property investors can employ right now into their investment strategies to help generate massive returns. Is it possible to start earning 6 figure sums from your investments, completely tax free? Well, let’s wealth coffee chat!…
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Real Estate Resolutions: The 4 things you must master to build your property portfolio - Goals, Strategy, Tactics and Structure
19:35
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19:35What is it that you want from property investing? Don’t overthink it. For most of us it’s the ability to generate passive income alongside our regular pay. In this video Jason Whitton breaks down the 4 aspects of property investing that every investor needs to master before they set off on their journey towards their dream income. What are they? Le…
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Lenders are offering longer loan terms. Is this a good way to get into the market?
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8:53In this episode of Wealth Coffee Chats, Cang Dang from Positive Money walks us through the new trend from lenders of offering longer loan terms - is this a great way for new investors to get themselves into the market? What are the implications of this? Let’s Wealth Coffee Chat!By Jason Whitton
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The top 5 things property owners need to be aware of in 2025
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12:41In this episode of Wealth Coffee Chats, Cass Sjostedt from R&W Plus reflects on the key learnings from 2024 in property management. He covers the importance of a marketing strategy, tenant selection, entry condition reports, rent review processes and the necessity of landlords insurance. What are the things that YOU should be taking with you into 2…
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The Per Square Metre price of property is rising. Here’s why
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15:49In this episode of Wealth Coffee Chats, Jason Whitton walks us through the eye-opening new trend of second hand properties selling for $20,000 per sqm. If that’s the case, is it better to buy off the plan? What’s driving this new wave of property values? Let’s Wealth Coffee Chat!By Jason Whitton
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What will mortgage lending look like in 2025 How to set finance goals.
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14:04In this episode of Wealth Coffee Chats, Damien Hauser, a lending specialist for Positive Money, reflects on the state of real estate finance in 2024. How did your 2024 go, financially? It’s time to reflect on your goals, to consider the impact of inflation and evaluate if you've achieved everything you’ve wanted to accomplish this year. What does 2…
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The Essential Guide to Landlord's Insurance
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12:45In this episode of Wealth Coffee Chats, Cass Sjostedt from R&W Plus discusses the importance of landlord's insurance, exploring its necessity, coverage details and the implications of not having it. Cass shares with us personal experiences and insights from his 13 years in property management, emphasizing the need for landlords to be aware of their…
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Buy well, don’t sell. Boost your property investments with these unique tax strategies.
21:19
21:19
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21:19In this episode of Wealth Coffee Chats Jason is joined by Andy Fenton, Director of Fenton Financial and one of Australia’s best professional business minds. Andy and Jason break down the ways that property investors can start to use both their business structures and their tax structures in unique ways to boost the efficiency of their investments l…
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Fewer Australians are buying investment properties. Here’s why that’s bad news.
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17:34As changes to lending and property values begin excluding more and more everyday Australians from owning an investment property, real estate is slowly moving into the hands of the mega wealthy. This means fewer and fewer young Australians are buying their own home. What will be the effect of this years from now? Is there anything we can do to help?…
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When It Comes to Property Investing, What Are Land Loans?
10:41
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10:41In this episode of Wealth Coffee Chat, Cang Dang from Positive Money discusses the latest updates on interest rate predictions, the intricacies of land loans, and strategies for land banking. He emphasizes the importance of understanding tax implications for land purchases and encourages self-employed individuals to prepare their financial document…
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There’s a Discount Property Market Out There if You Know Where to Find It. Here’s How
19:27
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19:27Do discount property prices exist for premium investments? Absolutely, but only if you’re savvy enough to know where to find it. There are two markets in Australia right now where you can lock in 2024 property at 2022 prices. Where are they? Let’s Wealth Coffee Chat!By Jason Whitton
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Quality Tenants or Problematic Tenants? Which One Do You Want?
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13:31In this episode of Wealth Coffee Chats, Cass Sjostedt from R&W Plus discusses the critical differences between quality and problematic tenancies. He shares insights from recent conversations with property owners, emphasizing the importance of tenant selection, communication, and market trends. Want to know more? Let’s Wealth Coffee Chat!…
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The 3 Things That Could Trap Your Wealth if You’re a Property Investor.
21:22
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21:22In this episode of Wealth Coffee Chats, Jason explains the 3 biggest traps of wealth for property investors: Equity, Structures and Wealth Transference. Without proper planning, in the end, your wealth gets scooped up by the government and you could be left with very little. Want to know more? Let’s Wealth Coffee Chat.…
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The Price Is Not the Cost - How to Find the Best Value House Construction Projects
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20:53In this episode of Wealth Coffee Chats, Jason Whitton walks us through the unseen costs of building projects and teaches you the ways to work out how to find the best deal for your construction project. Will 2024’s property market drivers be enough to affect building your own investment property from scratch? Let’s Coffee Chat!…
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Buying Property Under Your Personal Name or a Trust. What’s the Difference?
11:19
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11:19In this episode of Wealth Coffee Chats, Cang Dang from Positive Money discusses strategies for purchasing investment properties under personal names and trusts. Cang walks us through how to maximize borrowing capacity, the benefits of using trusts and the importance of planning for future investments. Where do we start? Let’s Wealth Coffee Chat!…
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Should You Airbnb Your Investment Property? What You Need to Know
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15:14In this episode of Wealth Coffee Chats, Cass Sjostedt discusses the intricacies of managing short-stay investment properties, particularly through platforms like Airbnb. He shares insights on revenue projections, setup costs, ramp-up periods, and the importance of understanding local regulations. The conversation emphasizes the need for a strategic…
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Interest Rates, Investment Strategies and Financial Opportunities in Real Estate
14:25
14:25
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14:25In this episode of Wealth Coffee Chats, Cang Dang from Positive Money discusses the current state of interest rates, particularly the recent drop in variable rates by NAB and emphasizes the importance of being prepared for investment opportunities. Cang walks us through the significance of understanding income servicing and borrowing capacity, the …
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This one mistake cost an investor $16k and it could happen to you too.
13:04
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13:04In this Wealth Coffee chat, Cass Sjostedt discusses the critical aspects of property management, focusing on a case study where an investor lost $16.5K due to ineffective leasing strategies. He emphasizes the importance of the three P's: Price, Presentation, and Promotion, and introduces a fourth P: Property Manager. How important is a great proper…
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How Far Away Are Interest Rate Cuts In Australia?
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17:33In this episode of Wealth Coffee Chats, Cang Dang from Positive Money discusses the current state of interest rates, the impact of APRA guidelines on borrowing and the evolving landscape of tax assessments and lending practices. He emphasizes the importance of communication between borrowers and lenders, especially in light of potential interest ra…
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Navigating the Tax Landscape in Property Investment
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14:03In this Wealth Coffee Chat, Anthony Wolfenden and Daniel McPherson discuss the evolving landscape of taxes and government levies affecting property investment in Australia. They focus on the incentives and costs imposed by state and local governments, particularly in Victoria, and the implications for investors. Let’s Wealth Coffee Chat!…
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Investing vs Trading vs Gambling: What’s the difference?
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16:49Property investment isn’t a quick fix and should never be akin to gambling; investment is a marathon, not a sprint. In this episode of Wealth Coffee Chats, Jason breaks down in detail the differences between investment, trading and gambling, to show everyone that rolling the dice with your future is not the way to build your wealth. Let’s Wealth Co…
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The 7 Biggest Financial Mistakes Most People Make (What I’ve Learned After 25 Years of Coaching)
23:13
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23:13In this episode of Wealth Coffee Chats, Jason Whitton sits us down and walks us through the 7 financial mistakes that most people will make in their lifetime. After 25 years in the business of property investing and coaching, what do you think they could be? Let’s Wealth Coffee Chat!By Jason Whitton
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How much does Lenders Mortgage Insurance really add to a home loan?
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9:40In this episode of Wealth Coffee Chats, Cang Dang from Positive Money discusses the current state of the market, focusing on inflation rates and their potential impact on interest rates. He delves into the costs associated with Lenders Mortgage Insurance (LMI) when purchasing property, explaining how it varies based on loan-to-value ratios. Cang al…
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Inflation is down and no changes to negative gearing are planned. Now what do you do?
19:35
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19:35In this unique episode of Wealth Coffee Chats, Jason Whitton walks us through the latest real estate news and how that will affect investors in Australia: predicted rate cuts will boost property values, negative gearing will ensure a healthier market and supply will continue to be an issue. What does this mean for you? Let’s Wealth Coffee Chat!…
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How much has rent grown in 2024? The 2024 Rent Market Update
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14:28In this episode of Wealth Coffee Chats, Cass Sjostedt from R&W Plus walks us through the market update for 2024: what does the rental market look like? Sydney, Brisbane, Perth and especially Adelaide has shown significant growth. Has the rent on your rental properties grown in value over the last 12 months? Let’s Wealth Coffee Chat.…
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Is your financial situation sorted for when you’re gone? Live Love Legacy
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15:13In this episode of Wealth Coffee Chats, Jason introduces the idea of ‘Live Love Legacy’, that is, the simple and effective things we can do to ensure that our wealth creation is passed on to our loved ones and our retirement is fruitful. When is the best time to start planning all this? Let’s Wealth Coffee Chat!…
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What Is Negative Gearing And How Does It Work?
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8:05In this episode of Wealth Coffee Chats, Positive Money’s Cang Dang discusses recent developments in the Victorian property market, including a new stamp duty concession for off-the-plan properties. Cang delves into the concept of negative gearing, explaining how it can help investors save on taxes. Lastly we cover the implications of purchasing pro…
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Has Capital Growth Ground To A Halt? Where You Need To Invest Next
25:08
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25:08Welcome to Wealth Coffee Chats! In this episode Jason Whitton walks us through what’s happening right now in the Australian property market, the hype surrounding WA, QLD and Melbourne, and where the next capital growth boom will take place. Where you do you think you should invest next? Let’s Wealth Coffee Chat!…
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Pet Bonds for your rental. Is that a thing? What you need to know
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15:38So, are ‘Pet Bonds’ an actual thing? In this episode, Cass Sjostedt discusses the complexities surrounding pet bonds in property management, particularly in Australia. He emphasizes the legalities, tenant responsibilities, and the importance of communication between landlords and tenants. Cass also covers the necessity of landlord insurance to prot…
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Where Is the Property Market Going? Market Update for 2025
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19:01In this episode of Wealth Coffee Chats, Jason Whitton and Dr. Andrew Wilson discuss the current state of the Australian property market, including insights on interest rates, housing trends, and economic factors influencing real estate investing. They explore the implications of falling inflation, the potential for interest rate cuts, and the dynam…
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In this episode of Wealth Coffee Chats, Cang discusses the current state of the finance and property market, focusing on interest rates, negative gearing, and government schemes available for home buyers. He emphasizes the importance of timely market entry and offers strategies for saving for a deposit, highlighting the potential impact of rising p…
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Setting up a Bank Account System to Manage Your Negative Cashflow.
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21:02In this episode of Wealth Coffee Chats, Jason Whitton discusses the intricacies of real estate investing, emphasizing the importance of effective bank account systems, avoiding cross-collateralization, and managing cash flow. The conversation delves into structuring loans, setting up banking systems, and strategies for managing negative cash flow w…
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Australia’s Property Tribunal System Is Broken. You Won’t Believe This!
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13:13In today’s edition of WCC’s Property Management Wednesday, Cass Sjostedt discusses the challenges faced in property management, particularly focusing on the inefficiencies of the tribunal system. He shares personal experiences and insights from a recent property management conference, emphasizing the importance of effective tenant selection and pro…
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How Can First-Home Buyers Get into the Australian Property Market?
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19:22In this episode of Wealth Coffee Chats, our host Jason Whittont discusses the current state of the property market, highlighting the challenges faced by first home buyers in Australia. With the property market reaching a staggering $11 trillion, Jason dives into the difficulties young people encounter when trying to enter the market, including risi…
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The 3 Parts of an Awesome Wealth Creation Blueprint
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16:50In this episode of Wealth Coffee Chats, Jason Whitton discusses the importance of having a solid financial plan, outlining the three key components: wealth creation, protection of assets, and cash flow management. Property investing, insurance, estate planning and understanding tax implications are critical to ensuring property investors a financia…
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