Help us improve this podcast with our short, 10 question survey (https://www.surveymonkey.com/r/VB6HLCT). Our hosts Susannah Streeter and Sarah Coles look at what's happening in the markets. In each episode they speak to the likes of fund managers and equity analysts to discover what's driving their portfolios, and their insight on what's happening in the world of investment. Plus unique sector guides, with interviews from guests across key industries. This podcast isn't personal advice. If ...
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The lang cat‘s Tom McPhail talks with industry experts and insiders about pensions and investments, regulation, technology, politics and policy-making . Grown-up financial services insights for people who work here. Tom is one of the industry‘s leading experts on pensions and retirement for over 20 years and former Head of Policy for the FTSE100 firm Hargreaves Lansdown. You can also find him on Twitter as @pensionsmonkey
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The Fund Your Retirement Podcast is designed to inspire and educate you about funding your retirement. We will be sharing the best strategies, skills, tips, and resources to grow your wealth. Lee will introduce you to highly successful Investors, traders, entrepreneurs, and experts who are passionate about sharing financial intelligence and solutions for income and capital growth. The Fund Your Retirement podcast is dedicated to helping you level up your skills in financial self-sufficiency, ...
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James Blower, the Saving Guru, helps savers get the best deal for their money by providing unique insight in to the savings market. See acast.com/privacy for privacy and opt-out information.
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Join private investors Mark Simpson, Bruce Packard, Roland Head and Maynard Paton as they discuss their shares, portfolios and the markets in a mix of healthy debates, lively conversations and in-depth discussions. And submit your questions for the hosts to answer! Maynard Paton has been stock-picking for 25-plus years and is a well-known private investor within the UK small- cap community. Significant influences on Maynard’s investing style are the strategies of Warren Buffett, Peter Lynch ...
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ILT009 Insights from a Fund Management Legend, Andy Brough (Season 2 EP01)
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In the first episode of season 2 of 'Investing for the Long Term' hosted by Judith McKenzie and Rosemary Banyard, the duo chats with Andy Brough, a prominent figure in the small and mid-cap investment space. Andy shares his career journey, key lessons, and experiences in fund management, providing valuable advice for new and seasoned investors. The…
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Retail Therapy: Black Friday, Christmas spending and retail stocks
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30:11
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Susannah and Sarah look ahead to Black Friday and Christmas spending. They also discuss how Trump’s win and the hike to employer National Insurance contributions could impact retailers and rising prices. We’ll hear from Helen Morrissey, head of retirement analysis, who has a different view of what we could be spending our money on this Christmas. S…
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How the government is reshaping the UK's pension system
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46:51
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The Government has BIG PLANS for pensions, after the Chancellor's Mansion House speech we got to see a clearer picture of where they want to take us. Redington's brilliant Russell Wright joins me to reflect on the Value for Money framework and how it intersects with this next round of consultations...…
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Alex Funk of Portfoliometrix and I discuss the world of DFMs and MPS, and the implications of the Budget and the US TrumpquakeBy the lang cat
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What the Budget means for investors: Impact on taxes, pensions, and for some stocks
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31:43
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31:43
Susannah and Sarah break down last week’s Autumn Budget, diving into its potential impact on savers, investors, and pensions. They cover key topics like inheritance tax changes and their effect on pensions and AIM investments, capital gains tax hikes, employer national insurance adjustments, and the freezing of income tax thresholds. They’ll also l…
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News round up and an interview with IFA Nicola Ellis
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A quick round up of all the many current retail financial services policy initiatives and a chat with IFA and cash-flow modelling aficionado Nicola Ellis of Wellington WealthBy the lang cat
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Power and Money: how will the UK budget and US election impact investments?
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Susannah and Sarah discuss politics both sides of the pond: UK Budget speculation and what rumoured changes mean for investors, plus what impact the US election is having on companies and markets. They are joined by Ben Page, chief executive of IPSOS, who explores opinions and behaviours around elections. Emma Wall, our head of investment analysis …
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Nathan Long of HL joins me for a rich feast of pension news: party conferences, the Value for Money framework, the government pensions review, the latest FCA data and a look ahead to the Budget.By the lang cat
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Charged up: the EV revolution and the impact of the China vs US trade war
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Susannah and Sarah discuss the future of the EV industry in the wake of the China vs US trade war. Top Gear’s Quentin Willson talks about the trends in EV ownership and how the manufacturers are faring. Emma Wall, our head of investment analysis and research, has a deeper look at China’s prospects. As usual, Matt Britzman, senior equity analyst at …
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Ryan Murphy of Morningstar talks through with me behavioural theory and some of the practical insights that can lead to better investing outcomesBy the lang cat
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Homing in on Property: from buy-to-let to investing in property companies
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Susannah and Sarah discuss the pressures on buy-to-let mortgages, from legislation to mortgage rates, house prices and the impact of changes to capital gains tax - with property veteran, Jeremy Leaf. Helen Morrissey, head of retirement research, explores buy-to-let for retirement and the expected upcoming boost to the state pension. Matt Britzman, …
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Switching channels: investing in Netflix, ITV and online channels
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Navigating the new media landscape: Susannah and Sarah take a look at the challenges facing the media industry, covering the drop in popularity of traditional television, the rise of streaming services and online competitors and the impact on advertising revenue. Plus, Matt Britzman, senior equity analyst at HL, gives his thoughts on some listed co…
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Financial Advice in a Consumer Duty world
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34:36
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...in which Catriona McInally of M&G Wealth and I discuss Consumer Duty, Lifestyle planning, vulnerable customers, segmentation, ponies and the Scottish HighlandsBy the lang cat
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Will pensions be Dashboard ready? Data quality, member ID and false passports
31:09
31:09
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James Slevin of Target (targetprofessional.co.uk) joins me to discuss the challenges of pension scheme data management, the pension dashboard, member identification and...how to get a false passport...By the lang cat
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The Supermarket Sweep: Investing in Tesco, Asda, Ocado, and Sainsbury’s
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33:07
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In this week's episode, Susannah and Sarah delve into the world of the UK’s supermarkets in the midst of multiple lock-downs, Brexit and a cost-of-living crisis. We also take a look at the wider impact on retail behaviour and the supply chain as a whole. Matt Britzman, equity analyst at HL, unpacks what's happened with some of the biggest household…
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Adequacy and resilience - what are we aiming for?
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The excellent Nathan Long of Hargreaves Lansdown talks through with me the Government's pension review, retirement adequacy and its complexities, financial resilience and the work they've done tracking it and we finish with a look ahead to the Budget on 30th October. HL Savings and Resilience Barometer | July 2024 | HL…
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Any Pensions Questions? The state pension, tax relief changes and UK investing
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In this week's episode, Sarah and Helen delve into the world of pensions, unpacking burning issues including the state pension, lost pension pots, investing in the UK and potential tax relief changes. Didi Ager, HL financial planner, joins us to consider key pension questions people are asking right now. We’ll also look at companies that have been …
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The Pensions Bill, the new government and insights from Australia
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Mike Ambery from Standard Life joins me to talk about what the new government is up to and what he learned on his recent research trip to AustraliaBy the lang cat
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Singled out for tough times: how does being single affect your financial resilience?
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In this week's episode, Susannah and Sarah talk to Senior Analyst, Nathan Long, to explore the financial resilience of the nation by unwrapping the findings from the latest Savings and Resilience Barometer. We touch on the true cost of being single, runaway rental costs and the expense of remortgaging. Helen Morrissey joins us to give the inside sc…
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The direction of travel stocks: Rolls Royce, Trainline and easyJet
31:51
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In this week's episode, Susannah and Sarah look at what the outcome of the general election may mean for our money, investments and pensions. We also turn our attention to the travel sector and what the upcoming holiday season could look like. As usual, we look at the potential impact to stocks and funds in the sector. This podcast isn’t personal a…
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The 2024 Advice Gap report is the definitive guide to the advice market, the dynamics of the sector and the impact of the FCA's Consumer Duty. Co-author and colleague Mike Barrett is here to explain all. You can download a copy of the report here The Advice Gap 2024 - The Lang CatBy the lang cat
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FYR076 The Art of Selecting Fund Managers with Simon Evan-Cook
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In this episode of the 'Fund Your Retirement Podcast,' host Lee interviews Simon Evan-Cook, a multi-asset fund of funds manager with over 25 years of experience. Simon shares his journey into fund management, his investment philosophy, and the key principles guiding his strategy, particularly his preference for active fund managers. He discusses th…
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Setting Expectations: the election, interest rates, pensions and investments
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In this week's episode, Susannah and Sarah speak with Anne Fairweather, HL’s head of government relations and public policy, to break down the manifestos and see where the parties differ, especially when it comes to issues affecting savers and investors. We also take a look at how higher interest rates could affect Natwest, Berkshire Hathaway and A…
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ILT008 A Day in the Life of a Fund Manager: Season Finale Insights from Judith Mackenzie & Rosemary Banyard | Part 8
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In the final episode of the season, Judith and Rosemary delve into the intricacies of a day in the life of a fund manager. They discuss their roles and responsibilities, which include selecting and monitoring investments, communicating with shareholders, and dealing with regulatory requirements. They share insights into their typical weeks, which v…
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A blueprint to fix the UK's pension system
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Michael Johnson sets out a radical and thought-provoking vision for reform of the UK's state, workplace and individual pensions, with a view to simplicity and long-term sustainability. Pensions: a vision for the future - Social Market Foundation. (smf.co.uk)By the lang cat
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What's the next government got planned for our income and savings
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My colleague Alison Gay and I review the party manifestos published to date and consider the key personal finance promisesBy the lang cat
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Positive Energy: Exxon Mobil, Shell and the General Election
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27:04
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In this week's episode, Susannah and Sarah take a look at the energy sector, touching on oil, gas and electricity. We look at how big energy giants, like Exxon Mobil and Shell, are faring and delve into political moves on the General Election campaign trail. Talking ESG considerations and the energy transition, find out how all of this could impact…
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Letters of Authority, the worst pension admin problem that isn't being fixed
23:21
23:21
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Scott Phillips of the Pension Lab joins me to talk about Dashboards, the surprisingly dysfunctional LOA system and what some in the industry are trying to do about itBy the lang cat
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Rachel Vahey of AJ Bell talks with me about the Triple Lock, the LTA, Pension Freedoms and the advice/guidance boundary reviewBy the lang cat
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Financial advice firms, recruitment, AI, DEI
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36:02
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FT Adviser editor Simoney Kyriakou and the future for financial advice firmsBy the lang cat
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Home advantages: Investing in the UK amidst record stock market highs
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In this week's episode, Susannah and Sarah look at the recent record highs of the UK markets, UK shares and funds to watch and how pension funds are investing right now. They also explore how the answer to your saving and investing gaps may already be sitting in your accounts. This podcast isn’t personal advice. If you’re not sure what’s right for …
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Everything you ever wanted to know about getting rid of the Lifetime Allowance but were afraid to ask
53:41
53:41
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What should have been simple has proved to be anything but; HMRC has created a new way to inflict misery on unsuspecting pension savers. Jon Greer from Quilter gently explains everything we need to know. We also discuss what a new Labour government might do with the rules.By the lang cat
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IRT007 Investors Round Table Discusses Interest Rates & the Investment Potential of Property Franchise Group (TPFG), Macfarlane Group (MACF) & Van Elle Holdings (VANL)
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This time on The Investors Round Table Roland Head, Mark Simpson, and Graham Neary discuss Interest rates and the investment potential of Property Franchise Group (TPFG), Macfarlane Group (MACF) & Van Elle Holdings (VANL). A healthy three-way debate about the shares they own, their portfolios, and the markets. Timestamps: 1:20 Round table discussin…
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The Magnificent Seven: tech stocks, AI and US markets
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29:11
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In this week's episode, Susannah and Sarah look at the biggest names in tech, the Magnificent Seven: Microsoft, Amazon, Google (Alphabet), Tesla, Facebook (Meta), Nvidia and Apple. We also delve into the latest edition of the HL Savings and Resilience Barometer for an inside look into the nation’s savings and investments. This podcast isn’t persona…
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ILT007 How Judith & Rosemary Construct & Manage Their Investment Portfolios | Part 7
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In part seven of this investing eight-part series, Judith Mackenzie and Rosemary Banyard discuss how they construct a portfolio of stocks and how they manage them. Key topics covered: · What is portfolio construction and portfolio management? · What types of risks should investors think about when constructing a portfolio of stocks? · How do Judith…
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The gold rush: precious metals, mining and electric vehicles
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32:09
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In this week's episode, Susannah and Sarah look into what’s driving metals prices up – looking at using gold and silver to hedge against inflation, lithium use in EVs, the metal recycling industry and copper’s part to play in the energy transition. We also look at how some of the biggest names in mining are faring, and the ESG (environmental, socia…
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IRT006 Investors Round Table Discusses the Investment Potential of Money Supermarket (MONY), Ramsdens (RFX), Polar Capital (POLAR), Ashmore (ASHM) and Premier Miton Group (PMI)
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This time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss the latest news from Superdry (SDRY), Dr Martens (DOCS) and Tclark PLC (CTO) and the investment potential of Money Supermarket (MONY), Ramsdens (RFX), Polar Capital (POLR), Ashmore Group (ASHM) and Premier Miton Group (PMI). A healthy three-way debate about the sha…
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Wegovy, weight loss and pharmaceuticals: In sickness and in wealth
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In this week's episode, Susannah and Sarah look at how the pharmaceutical sector is faring after a whirlwind few years. Exploring weight loss treatments, AstraZeneca, Novo Nordisk, GSK, and falling healthy life expectancy, find out how all of this could affect your savings and investments. This podcast isn’t personal advice. If you’re not sure what…
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ILT006 Memorable Meetings with Company Management & AGMs with Judith Mackenzie & Rosemary Banyard | Part 6
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In part six of this investing eight-part series, Judith Mackenzie and Rosemary Banyard share the highs and lows of meetings with company management, red flags to look out for and their views on annual general meetings, more commonly known as AGM’s. Key topics covered: How important are AGMs in your analysis of companies - do either of you attend AG…
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The NatWest sale and privatisation - from British Gas to Royal Mail: What to tell Sid now
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In this episode, Susannah and Sarah dive deep into the NatWest share sale and Sophie Lund-Yates explores how past government privatisations stand now, touching on BT, British Gas and Royal Mail. Emma Wall also looks at why the UK market is an interesting region at the moment and what that might mean for your investments. This podcast isn’t personal…
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IRT005 Investors Round Table Discusses Next, Burberry, National World & Airea
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48:19
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This time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss the latest news from Ariea (AIEA) and the investment potential of Next (NXT), Burberry (BRBY) and National World (NWOR). A healthy three-way debate about the shares they own, their portfolios, and the markets. Timestamps: 1:00 Round table discussing the latest news…
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The last chance to save tax: beating the pension and ISA deadline
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In this episode, Sarah and Susannah talk all things tax year end and look at the reasons why many leave it to the last minute to make use of pension and ISA allowances. They also look at how this year's Spring Budget could impact your savings and investments - touching on British ISA, cuts to National Insurance and more. This podcast isn’t personal…
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Collective Defined Contribution schemes are going to save pensions
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47:39
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Adrian Boulding makes a compelling case, not just why CDC schemes are a good idea but also, crucially how they are actually going to happenBy the lang cat
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In this episode, Sarah and Susannah explore the financial sector and talk about the UK's biggest banks and building societies. Touching on interest rate cuts, the NatWest share sale and the impact of upcoming elections – find out how all of this could impact your savings and investments. Hosted on Acast. See acast.com/privacy for more information.…
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Tom Selby and I unpick the political, fiscal and personal finance fun and games of the BudgetBy the lang cat
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ILT005 Our Best and Worst Performers with Judith Mackenzie & Rosemary Banyard | Part 5
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In part five of this ever-growing eight-part series, Judith Mackenzie and Rosemary Banyard share the highs and lows of a fund manager's investments as they each break down the investments that performed better than expected and the investments that didn’t work out as they expected resulting in total loss of capital. Key topics covered: · Discussing…
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In which Robert and Charlie from Money Guided talk about how to help people manage their money betterBy the lang cat
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Andrew Tully from Nucleus on why we need a long-term savings commissionBy the lang cat
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IRT004 | Investors Round Table Discusses Hargreaves Lansdown, Plus500, Jet2 & Close Brothers
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54:25
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This time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss how they analyse company accounts, the latest news from Hargreaves Lansdown (HL) and the investment potential of Plus500 (PLUS), Jet2 (JET2) and Close Brothers (CBG). A healthy three-way debate about the shares they own, their portfolios, and the markets. Timestamp…
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Beyond "Deadly": Sin Stocks, ESG & Sustainable Investing
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In this episode, Sarah and Susannah delve into the world of sin stocks, looking at oil companies, weapons manufacturers, Environmental Social and Governance and sustainable investing, as well as the pursuit of net zero. This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so in…
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