Best YNAB Podcasts (2025)

1
Ask Jesse: 2025 Edition 13:33

33m ago13:33

13:33

Jesse cracks open his inbox for another round of Ask Jesse. In today's episode he fields questions about YNAB'ing through job loss, financing a car and investing the float, and what personal finance books he recommends for kids. Got a question for Jesse? Send him an email: askjesse@ynab.com Sign up for a free 34-day trial of YNAB at www.youneedabud…

1
YNAB, CLI Tooling, and Deepseek AI 36:05

1d ago36:05

36:05

Chris Gmyr and TJ Miller discuss their week, including experiences with the Pinewood Derby, YNAB budgeting strategies, and their explorations in Laravel and CLI tools. They also delve into the DeepSeek R1 model and its implications for AI development, as well as the importance of blogging and open-source projects. Socials https://slightlycaffeinate…

1
#108 - Spendfulness: The Word We've Been Looking For All Along with YNAB Dave 53:53

5d ago53:53

53:53

In today's episode, Ben and Ernie are joined by Dave from YNAB, a YNAB teacher and contributor to many YNAB articles and blogs and a master of money analogies! Dave discovered YNAB while deeply in debt and making a move across the Atlantic. He saw the wisdom and value of the YNAB method quickly, however, and steadily worked himself out of debt over…

1
Rethinking Purpose | Jordan Grumet 46:33

5d ago46:33

46:33

About Jordan Grumet, also known as Doc G, is a hospice physician, personal finance expert, and author. With a passion for helping others achieve financial independence, and author of The Purpose Code: How to unlock meaning, maximize happiness, and leave a lasting legacy. Jordan combines his medical expertise and personal finance insights to inspire…

1
Spendfulness 5:54

7d ago5:54

5:54

People have been doing it for years by following the YNAB method -- self-actualizing by aligning their spending with themselves. Now the YNAB team has come up with a word to describe it. It's not a budget, it's not a set of rules. It's spendfulness. Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC: YNAB.com/e…

1
Winter blues, PHPTek, tooling gone to far, Prism 37:23

9d ago37:23

37:23

TJ Miller and Chris Gmyr discuss the challenges of winter weather affecting school schedules, the excitement and chaos of parenting, particularly with Pinewood Derby preparations, and the new responsibilities of coaching a Science Olympiad team. They also delve into their upcoming participation in the PHPTek conference, sharing insights on public s…

1
YNAB Method Overhaul... Not Really 9:56

14d ago9:56

9:56

The Four Rules are out... the Five Questions are in! Well... not really, the Four Rules have just been transformed and clarified. As Jesse has pointed out in prior podcasts, the Four Rules were really just one rule, the first rule -- Give Every Dollar a Job. And that is still the master rule. To clarify what giving every dollar a job means, YNAB ha…

1
Laravel iOS, TikTok, Prism Updates 44:11

16d ago44:11

44:11

Chris Gmyr and TJ Miller discuss a variety of topics ranging from 3D printing projects and local coffee roasters to family activities like the Pinewood Derby. They delve into the recent developments in Laravel on iOS, the challenges of coaching a Science Olympiad coding team, and the implications of the upcoming TikTok ban. The conversation wraps u…

1
Buy What You Love Without Going Broke | Jill Sirianni from Frugal Friends Pod 50:40

19d ago50:40

50:40

About Jill Sirianni is a licensed clinical social worker (LCSW), co-host of the Frugal Friends podcast and co-author of Buy What You Love Without Going Broke (releasing Jan. '25). She’s experienced in doing a lot with a little—from starting small businesses to full-time RVing—all of it was leveraged to pay off $60,000 of debt and cash flow her mast…

1
#107 - You Can Start YNAB Whenever You Want 34:35

19d ago34:35

34:35

Starting YNAB is like starting anything else -- a new workout routine, new eating habits, learning a new skill -- you just have to jump in! Many people struggle to take the first step, however. In today's episode, Ben and Ernie discuss some of the reasons why people drag their feet starting YNAB, and how you can reframe the way you think about mone…

1
Advice for Procrastinators Not Wanting to Deal With Money 6:13

21d ago6:13

6:13

If you have been procrastinating about starting to manage your money, Jesse has a message for you. It's ok to start now, and start small -- and you don't have to be perfect either! Jesse has been using the YNAB method to manage his money for twenty years now, and he still hasn't reached perfection. But, he has become more in tune with his spending …

1
3D printing and holiday adventures 22:57

23d ago22:57

22:57

TJ Miller and Chris Gmyr discuss their experiences transitioning back to work after the holidays, share highlights from their New Year celebrations, and delve into the joys of 3D printing. They reflect on family traditions, travel adventures, and the challenges of managing ADHD during busy times. The conversation is filled with humor and relatable …

1
I Stopped Using Credit Cards for an Entire Year. Here's What Happened 6:19

28d ago6:19

6:19

Every year Jesse experiments with his money. In 2023 he decided to ditch his credit cards, and he continued that experiment through 2024. The result? His average bank account balance is up 18%, his time spent maintaining YNAB is down, and most importantly, money is simpler. He doesn't even miss the points and cashback rewards! Tickets to YNAB Fan F…

1
#106 - YouTube LIVE: Spendfulness and the 5 Questions 1:00:14

1M ago1:00:14

1:00:14

Happy New Year! On January 1, 2025, Ben and Ernie went live on YouTube to talk about some big changes at YNAB, and the unveiling of an important new word: spendfulness. Ben and Ernie review some of the history of YNAB and it's four rules, and how spendfulness is a whole new way of thinking about your spending. Follow Budget Nerds on YouTube Budget …

1
New Years 2025 - Prompts to Help You Plan Your Best Year Yet 18:58

1M ago18:58

18:58

If you’d like to download a copy of these questions - check out this document and go through them with me. 🙂 Happy New Year! Learn more about your ad choices. Visit podcastchoices.com/adchoicesBy Whitney Hansen

1
Ben and Ernie LIVE on YouTube: Spendfulness and the 5 Questions 1:04

1M ago1:04

1:04

Some BIG changes are afoot at YNAB, and Ben and Ernie the Budget Nerds are going live on YouTube today at 1:00pm Eastern time to talk about them! Link below. If you missed the livestream, we will post the full replay in the podcast feed shortly after it airs. Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABoffi…

1
If Money Were No Object... What Would Your New Years Resolution Be? 6:49

1M ago6:49

6:49

It's almost the New Year, and that means it's time to make resolutions! Jesse loves resolutions, goals, and goal planning, and he has some advice for you this year. Before you start setting your goals for next year, do this simple vision exercise first. Imagine that money is no object, and you have unlimited funds to work with. What would you like …

1
Don't Scrooge Yourself Next Christmas 5:22

1M ago5:22

5:22

Ebenezer Scrooge is a classic Christmas tale, a tragic character who lets his insatiable desire for money blind him to the circumstances of the people around him -- particularly his employees -- and the spirit of the Christmas holiday. He didn't even seem to enjoy spending his wealth, only the accumulation of it. While Scrooge is not a good role mo…

1
Holiday Fun and New Year Planning 34:33

1M ago34:33

34:33

Chris Gmyr and TJ Miller discuss their holiday preparations, family traditions, and personal updates. They share insights on their Christmas plans, including food traditions and family gatherings. The conversation shifts to their professional goals for the upcoming year, focusing on personal development, health, and strategies for effective goal se…

1
Budget Nerds LIVE at YNAB Fan Fest 2024 Salt Lake City 18:19

2M ago18:19

18:19

In September 2024, YNAB invited over 150 fans to Salt Lake City to celebrate the 20th annivesary of YNAB and enjoy the camaraderie of people with a passion for the YNAB method. Ben and Ernie were there, and hosted a live episode of Budget Nerds. In this bonus episode, they chat with Teisha and Katie, two budget nerds who have some excellent YNAB wi…

1
Why FIRE is a Form of Procrastination 4:54

2M ago4:54

4:54

The FIRE movement, which stands for "Financial Independence, Retire Early," has a long-lived and strong fan base on the internet. The idea behind FIRE is simple: figure out how much money you need to live on each year, then calculate how much money you would need to save up in order to live on the returns from your portfolio indefinitely. Once you …

1
Caps lock, GraphQL, and Prism Refactorings 51:17

2M ago51:17

51:17

TJ Miller and Chris Gmyr reflect on their Thanksgiving experiences, discussing family gatherings and holiday traditions. They then transition into a technical discussion about GraphQL, DTOs, and the challenges of implementing structured output in their projects. The conversation wraps up with updates on AI development and the Prism library, highlig…

1
INVESTING PART 3 - Risk Tolerance 20:07

2M ago20:07

20:07

Get social with me: Instagram: @whitney_hansen_co Tiktok: @whitneyhansen10 Learn more about your ad choices. Visit podcastchoices.com/adchoicesBy Whitney Hansen

1
#105 - Dealing with Major Financial Setbacks 46:34

2M ago46:34

46:34

Setbacks are a fact of life. Fortunately YNAB gives you the tools to be flexible with your spending plan. While we plan our spending based on normal months, life often has other ideas and our months often don't align perfectly to the "normal" or ideal. Some months, or even years, really don't align with our plans, and the unexpected expenses just k…

1
To Those Who Feel A Bit Behind 4:10

2M ago4:10

4:10

It's not too late! The first rule of YNAB's Four Rules is "give every dollar a job," and you can implement it right now. Take a look at your bank account balance, and think to yourself: what does this money need to do for me right now? What does it need to do for me in the future? Now you have started thinking about your future self, and being proa…

1
INVESTING PART 2 - 401K, Roth and Traditional IRAs 25:05

2M ago25:05

25:05

Resources Say hi to Whitney on IG Books Mentioned In This Episode: The Simple Path To Wealth Broke Millennial Takes on Investing Learn more about your ad choices. Visit podcastchoices.com/adchoicesBy Whitney Hansen

1
I Am Not Even a Little Bit Frugal. Here's Why 3:30

2M ago3:30

3:30

Jesse grew up in a frugal family -- frugality for frugality's sake, as he describes it. As he has grown, discovered the YNAB method, and worked the four rules, he has come to a conclusion -- he is not even a little frugal! Frugality implies thrift, spending little money so as to conserve the resource. The idea is that spending money frugally is an …

1
#104 - Silly Things YNAB Makes Us Do 57:25

2M ago57:25

57:25

YNAB'ers are great people -- as evidenced by the camaraderie and stories heard at the recent YNAB Fan Fest in Salt Lake City -- but let's be honest... YNAB'ers can also do some weird things with their money! It's a testament to how powerful the YNAB method is, that many people make big, lasting habit changes around their money, but it comes with so…

1
What If Being Good At Money Is Just Skill Acquisition? 6:46

2M ago6:46

6:46

It's common parlance to say someone is "good with money," but it's often said in a way that suggests some people are innately gifted with money management skills. Jesse punches back at this supposition. He argues that becoming good with money is a skill, and skills are acquired through habit -- stringing together a lot of days with good money decis…

1
Thanksgiving prep, traditions, and home automations 44:43

2M ago44:43

44:43

Chris Gmyr and TJ Miller discuss their recent experiences, including coaching a Science Olympiad team, home improvements, and Thanksgiving traditions. They delve into the benefits of home automation and smart technology, sharing insights on their setups and future plans for enhancing their homes with automation. The conversation highlights the impo…

1
INVESTING PART 1 - Where Do I Even Start? 17:58

2M ago17:58

17:58

Confused about where to begin with investing? This episode is for you! Today we are breaking down exactly what you need to get started with investing. This is almost like a pre-investing checklist to think through before you put any money towards investing. Resources Say hi to Whitney on IG Books Mentioned In This Episode: The Simple Path To Wealth…

1
Infinitely Finite 6:08

3M ago6:08

6:08

Most folks do a lot of mental math with their money. They see something they want to buy, they check their bank balance, and start doing some mental math on what other things that balance needs to be able to pay for before they buy the thing. The problem is, mental math gets very sloppy very quickly! Life is often just too complex, with too many va…

1
GraphQL SDK development & Arc and Zen browser futures 41:51

3M ago41:51

41:51

TJ Miller and Chris Gmyr discuss the challenges of homeownership, including renovations and unexpected issues. They delve into the world of home automation, sharing experiences with smart devices and thermostats. The conversation shifts to the development of a GraphQL SDK, exploring the complexities and potential solutions for better integration. F…

1
Revisit YNAB Founder Shares 4 Rules of Budgeting | Jesse Mecham 51:19

3M ago51:19

51:19

Get social with me: Instagram: @whitney_hansen_co Tiktok: @whitneyhansen10 Learn more about your ad choices. Visit podcastchoices.com/adchoicesBy Whitney Hansen

1
#103 - Fixing a Messy Budget 1:12:22

3M ago1:12:22

1:12:22

Today Ben and Ernie try something different: they are looking at a messy budget -- a VERY messy budget -- sight unseen and attempting to clean it up. This one is a doozy, with dozens of uncleared transactions, multiple accounts including credit cards, transfers between accounts, and even a cash account. As Ben points out early on, whenever you're d…

1
Know Thyself 4:51

3M ago4:51

4:51

Sometimes YNAB'ers talk about money being "boring." That is, working the Four Rules patientily, consistently, until managing your money becomes another daily habit. As Jesse sees it, however, there's nothing boring about working the method. Each time you work the method, and follow the four rules, you learn more about yourself and what you want you…

1
Cold Brew, HVAC, Rewriting Docs and BlueSky 36:11

3M ago36:11

36:11

Chris Gmyr and TJ Miller discuss their recent personal and professional experiences, including updates on work projects, challenges in documentation, home renovation projects, and the potential shift in podcast scheduling. They also explore the emerging social media platform Blue Sky and its community dynamics, as well as new features for their pod…

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