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The N3RD Journals

Austin Shultz

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Join me, as I dive into deep discussions about various topics, usually of the sci-fi genre, with my mysterious guests, such as Alpha Scizor, our pokemon enthusiast, or our nerdy college student, Miss E.
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Mike Brown - Voice Over Talent

N3rd Doom Productions

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Professional voice over talent in North Florida. Using his previous experience as an actor in theater and short film, Mike is able to provide any commercial, narration and character projects with an exceptional, warm, youthful and exciting voice. He prides himself in his ability to easily take any direction for him and his love for video games and animation. He also participates in a podcast of his creation called, "N3rd Doom," where he, his wife and friend talk about anime, video games and ...
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Clear 2 Close Podcast

clear2closepod

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Welcome to the Clear 2 Close Podcast! Host Ryan Bolton, local mortgage expert with Patriot Home Mortgage . So what is Clear 2 Close? This is an industry term that once you get through contract, inspections and appraisal, processing and underwriting, you are now Clear 2 Close your loan! Loan documents to sign are on their way to the title company and you are in the final stages of owning that home! This show is going to help explain all the steps needed to buy or sell real estate. We will hav ...
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Du Nerd

Richelle Lies

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A podcast is about nerdy events in the Twin Cities and greater Midwest area. You'll hear from local artists, businesses, and event coordinators that cater to the geekdom at large. You should listen if you want to support or connect with fellow nerds.
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Clear 2 Close EP054- Mortgage SECRETS Revealed! Mortgage N3rd is answering your questions! 26:02

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Join us for an insightful episode of the Clear 2 Close podcast, where your host, Ryan Bolton, known as The Mortgage N3rd from Patriot Home Mortgage, dives deep into the questions that matter most to you! In today's episode, Ryan addresses a variety of topics surrounding mortgages, credit, and the ever-evolving real estate market. Whether you're a f…
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Clear 2 Close Podcast EP057 - Mortgage Closing Costs- Loan Estimate 25:57

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Join host Ryan Bolton, the Mortgage N3rd from Patriot Home Mortgage, in this episode of the Clear 2 Close podcast as he unravels the complexities of mortgage fees and loan estimates. Ryan provides a detailed breakdown of every section of the required loan estimate form, explaining what each box means to help you navigate the mortgage process with c…
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Clear 2 Close Podcast EP056 - Expert Appraiser Guest Jeff Morley 25:58

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In today's Clear 2 Close Podcast, Ryan Bolton The Mortgage N3rd with Patriot Home Mortgage has a special expert guest. Jeff Morley is a local real estate appraiser with Morley & McConkie and is a second-generation appraiser. We will talk about what got Jeff into the real estate appraisal business. We also talk about the issues facing the appraiser …
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Clear 2 Close EP055- Debunking Mortgage Myths 26:01

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Join us for an insightful episode of the Clear 2 Close podcast, hosted by Ryan Bolton, also known as The Mortgage N3rd from Patriot Home Mortgage. In this engaging episode, Ryan dives deep into the world of mortgage misconceptions to help you make informed decisions as a homebuyer. Ryan will tackle key topics, including: Down Payment Myths: Learn t…
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Clear 2 Close EP053- Refinancing Your Mortgage: When and Why to Consider 25:57

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Welcome to today's episode of the Clear 2 Close podcast! Join Ryan Bolton, The Mortgage N3rd from Patriot Home Mortgage, as he dives into the topic of refinancing. In this episode, you'll discover what refinancing really means and explore the various types available. Ryan will discuss the key reasons why homeowners consider refinancing their mortga…
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Clear 2 Close EP052- Understanding Mortgage Rate: What Affects Them 26:01

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In today's show, I discuss what a Mortgage Interest Rate is and what determines the rate that you will actually get! My name is Ryan Bolton and I am a Mortgage Nerd! Check out my website at RyanBolton.com if you are looking to buy or refinance a home in Utah or Nevada! Please like, subscribe, and submit your comments, questions, or topics for futur…
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Clear 2 Close Podcast EP052- 3rd Quarter 2024 Recap with Special Guest Jared Plewe 26:01

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In today's episode of the Clear 2 Close Podcast, Ryan Bolton, Local Mortgage Expert, brings on special guest Jared Plewe with Infinity Title to break down the 3rd quarter and year-to-date housing stats. To watch the video of today's show go to YouTube.com/@MortgageN3rd We will talk about the housing market in Southern Utah including the pending hom…
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Clear 2 Close Podcast EP051- Explaining the Changes to Buyer Agent Commissions 29:27

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In today's episode of the Clear 2 Close Podcast, Ryan Bolton with Patriot Home Mortgage brings on special guest Tammy Houchen with Red Rock Realty and the Board President of the Washington County Board of Realtors. Tammy has been in Real Estate since 2005 and has worked in every role from transaction coordinator to real estate agent, to now a broke…
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Clear 2 Close Podcast EP032 - Local Expert Cameron Cotter with Key City Insurance 26:07

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Clear 2 Close Podcast EP032 - Local Expert Cameron Cotter with Key City Insurance Podcast Summary: Clear to Close - Episode 32 In this enlightening episode of Clear to Close, hosts Ryan Bolton delve into the intricacies of homeownership with local expert Cameron Cotter from Key City Insurance. Join the insightful conversation as they demystify home…
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Clear 2 Close Podcast EP031 - Pro’s and Con’s of Buying and Selling a Home During the Holidays 26:07

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Podcast Summary: Clear to Close Podcast - Episode 31 Title: Pros and Cons of Buying or Selling a Home During the Holidays Hosts: Ryan Bolton and Carson Jones In this insightful episode, hosts Ryan Bolton and Carson Jones dive into the intricacies of real estate transactions during the holiday season. Whether you're considering buying or selling, th…
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Episode 12 Should You Be Thankful for Today’s Mortgage Rates Clear 2 Close Podcast 32:29

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#homeloantips #mortgagebroker #firsttimehomebuyer In this episode of the Clear 2 Close Podcast, we're discussing whether or not you should be thankful for today's mortgage rates. Mortgage rates have gone up this year, but is that a good thing? We're discussing whether or not you should be thankful for today's mortgage rates, and we'll give you the …
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Episode 11 Question and Answer for Real estate Clear 2 Close Podcast 31:04

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#homeloantips #mortgagebroker #firsttimehomebuyer We hit a milestone with our 11th episode! Most podcasts don't make it that far so that is pretty cool! In today's episode, we take on questions like: Can a real estate refuse to take a listing? We talk about the different roles of Buyer agents vs sellers agents. We talk about reviewing more than one…
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Episode 10 Special Guest Carl Wright with R1 Appraisals Clear 2 Close Podcast 30:41

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#homeloantips #mortgagebroker #appraisal In this episode, I have a special guest: Carl Wright with R1 Appraisals. Carl is a certified appraiser and owner of R1 Appraisals. We're going to be talking about the Southern Utah market and the process appraiser uses to determine the value of your home. If you're an appraiser or just interested in appraisi…
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Episode 09 Horror stories and things to avoid when buying or selling a home Clear 2 Close Pod 25:51

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#homeloantips #mortgagebroker #firsttimehomebuyer In the spirit of the Halloween Holiday, this episode we talk about some horror and crazy stories that we have seen when helping our clients buy and sell a home. This will also help you with some tips and tricks on things to avoid when getting a home loan or a mortgage. Please subscribe and submit yo…
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Episode 08 Question and Answers about Real Estate Clear 2 Close Podcast 36:53

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#homeloantips #mortgagebroker #firsttimehomebuyer Today's episode is a Q&A session. We talk about: Does it cost anything for a real estate agent to show a house? We talk about buyers and seller agents and the benefits of using professionals. We talk about for sale by owners and watching out for investors What is provided by a realtor and how much d…
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Episode 07 Why move to Southern Utah! Clear 2 close Podcast 31:23

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#homeloantips #mortgagebroker #firsttimehomebuyer We get to talk about Wonderful Sunny St George UT! We both love this place and it's easy to talk about why. St George Utah is located in the southwest corner of the State of Utah and shares a border with Arizona and Nevada. About 121 miles from Las Vegas with a simluar climate to Southern Nevada and…
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Episode 06 Find Out Everything You Need To Know About Host Carson Joens Clear 2 Close Podcast 35:43

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#homeloantips #mortgagebroker #firsttimehomebuyer In today's episode, we learn a bit more about our host Carson Joens. Carson is the Team Leader of The Honey Team with Realty One Group Gold Mark in St George, Utah. We talk about bit about Carson's last name, pronounced "Jones" just not spelled the same. We get into how Carson got into the real esta…
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Episode 05 Top 5 Buyer Mistakes Clear 2 Close Podcast 37:46

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#homeloantips #mortgagebroker #firsttimehomebuyer In today's episode, we break down the Top 5 mistakes that buyers make! 1- Not getting pre-approved. Waiting too late to start this first step can cause so many issues and unnecessary stress. We talk about this process. 2- Not using a buyer's agent. Using just the listing agent to represent both side…
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Episode 04 Get to know the hosts- Ryan Bolton Clear 2 Close Podcast 35:33

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#homeloantips #mortgagebroker #firsttimehomebuyer In today's episode, we interview one of the hosts of the show, Ryan Bolton. Get to know Ryan a bit better! And boy do we get into some good topics from what got Ryan into the mortgage business to golf to marriage tips! Ryan mentioned his wife's business of horse boarding. Check out the website at Ho…
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Episode 03 Top 5 Mistakes That Sellers Make Clear 2 Close Podcast 37:32

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#homeloantips #mortgages #mortgagebroker Today we talk about the Top 5 mistakes that sellers make. The first mistake is that they are not calling us! LOL #1- Price your Home correctly. Seems like an easy thing but we talk about how this really works. The market has changed #2- Copying your neighbor's sale. Your house can be worth more or less. We d…
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Episode 02 Don’t Pay Cash for a Home Clear 2 Close Podcast 33:02

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Why are you paying cash for a home? Let's take a look at the numbers. Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lendin…
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Episode 01 Buyers vs Sellers Market Clear 2 Close Podcast 33:20

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#homeloantips #mortgagebroker #realestateagent In today's episode, we talk about the industry term of Buyer's and Seller's Market. A buyer's market is when there is more inventory of homes than demand. A seller's market is when there is more demand than inventory. We talk about how those numbers play out and what other factors go into these two typ…
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Episode 00 Intro Clear 2 Close Podcast 7:05

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#homeloantips #mortgagebroker #realestateagent Welcome to the Clear 2 Close Podcast! Our hosts are Ryan Bolton, local mortgage Expert and Carson Joens owner of Team Honey with the Realty One Group Gold Mark. So what is Clear 2 Close? This is an industry term that once you get through contract, inspections and appraisal, processing and underwriting,…
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Clear 2 Close Podcast - Is Washington County Utah Out of Water County Commissioner Adam Snow Talks About the Situation 51:32

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#homeloantips #mortgagebroker #water In today's episode of the Clear 2 Close Podcast, Special Guest County Commissioner Adam Snow talks about the water issues in Washington County, Utah. Washington County is one of the counties where water is a big topic, and Commissioner Snow discusses the situation and what people can do to help. We talk about th…
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