Bite-sized nuggets of real estate information by Melvin Lim from PropertyLimBrothers, PLB! Popularised as one of the go-to Singapore podcasts on Spotify, we cover everything from tips and advice, facts, and know-hows on buying, selling, and investing in properties in Singapore.
…
continue reading
Adding on to their vision to change the way real estate is marketed in Singapore, PropertyLimBrothers presents a new podcast series, Sofa So Good, hosted by real estate consultant and co-founder of PropertyLimBrothers, Melvin Lim. Melvin and his team sell homes by creating unique Video content for each property, he created the first Video Home Tour in Singapore in 2017 and have done more than 510 videos till date for real estate tours in Singapore. PropertyLimBrothers also has its own Media ...
…
continue reading
1
#91: Buying Cheap, Spotting Investment Opportunities, and How Invest with Confidence
1:13:41
1:13:41
Play later
Play later
Lists
Like
Liked
1:13:41
This week, Melvin Lim, Co-Founder and CEO of PropertyLimBrothers, speaks with Tay Chi Keng, a finance YouTuber renowned locally for his thrifty investment philosophy. Chi Keng started creating finance content during his university days over three years ago and quickly built a name for himself with his sharp analysis and bold plays in the Chinese te…
…
continue reading
1
#90: Is CPF Investment Risky? How To Utilise CPF Wisely and How to Fight Inflation
1:04:26
1:04:26
Play later
Play later
Lists
Like
Liked
1:04:26
In this episode, Melvin Lim, Co-founder and CEO of PropertyLimBrothers, sits down with Chris Chong, the force behind @HoneyMoneySG. From a corporate career to a full-time content creator, Chris has taken a unique path to share valuable insights on personal finance and CPF. Since starting his YouTube channel in 2021, Chris has since built a dedicate…
…
continue reading
1
#89: Tips for HDB Upgraders, Property vs. Stock Investments & 99-1 Ownership
28:19
28:19
Play later
Play later
Lists
Like
Liked
28:19
Jesley, Alexa, and George from PropertyLimBrothers talks about the essential strategies specifically for HDB upgraders like John and Michel, and continues on the search for their right property. This young, ambitious couple is eager to grow their wealth by moving into the condo market—but with big investments come big decisions, and they’re underst…
…
continue reading
1
#88: Fed Rate Cuts, Market Reactions & Cooling Measures To Support First-time Buyers
53:05
53:05
Play later
Play later
Lists
Like
Liked
53:05
Jesley, Alexa, and George from PropertyLimBrothers talk about the FED’s 15% interest rate cut could reshape the real estate market in 2025. With the rate reduction aimed at curbing inflation, the property market is buzzing with new opportunities. If you’re newly married, early in your career, and looking to make the smartest property move—this epis…
…
continue reading
1
#87: Risks of Co-owning With Friends, Rising Property Prices & HDB vs Condo for Singles
1:12:12
1:12:12
Play later
Play later
Lists
Like
Liked
1:12:12
This week on NOTG, Melvin Lim, Jun Wei, and Alexa from PropertyLimBrothers take a closer look at two single personas—Ryan and Laura—who are at different stages in life but share the same journey of finding the perfect home. Are you like Ryan, 28, seeking your own personal space in a modern community with strong investment potential? In his spring s…
…
continue reading
1
#86: Retirement: Staying In Debt or Cashing Out, Downsizing & Legacy Planning
47:00
47:00
Play later
Play later
Lists
Like
Liked
47:00
Part two of ‘the winter personas’, the Jun Wei, George and Jesley focuses on whether retirees should fully pay off their property or maintain a loan to leverage cash flow. They examine the psychological burden of debt versus the benefits of low-interest rates, and how this decision impacts overall financial flexibility. By comparing different appro…
…
continue reading
1
#85: Investment Fears, Aligning Property with Retirement & Legacy Planning
51:48
51:48
Play later
Play later
Lists
Like
Liked
51:48
In this episode, Jun Wei, Jesley and George from PropertyLimBrothers introduce a fresh series that brings property investment strategies to life through personas representing different stages of life and risk tolerance. They spotlight on the ‘Autumn’ and ‘Winter’ personas, designed for older, more cautious individuals. Through the example of Peter …
…
continue reading
1
#84: Why Construction Costs Increase, Architectural Design Trends, and Rebuild vs A&A
1:23:01
1:23:01
Play later
Play later
Lists
Like
Liked
1:23:01
In this episode of Nuggets on the Go, Melvin Lim, Co-Founder and CEO of PropertyLimBrothers catches up with Joseph, the founder and principal architect of BHATCHBatch Architects, as shares his career leap from K2LD Architects to his own firm. See what Joseph has to say about the evolving trends in Singaporean architecture over his past 15 years of …
…
continue reading
1
#83: Singles Scheme: Condo Choices, Budgeting, & Purchase Strategies
29:58
29:58
Play later
Play later
Lists
Like
Liked
29:58
In Part 2 of Alexa, Yong Zhun, and Joan’s exploration of buyer personas, they discuss Maverick, or rather, “Dallas Maverick”—a high-earning bachelor in his Spring season, seeking a condo for both status and investment. With a $10K-$12K monthly income and a $1.1 mil budget, Maverick faces the dilemma: should he opt for a 1-bedder in the RCR, or aim …
…
continue reading
1
#82: Singles Scheme: Affordability, Housing Options, Reno Costs & Resale Concerns
55:58
55:58
Play later
Play later
Lists
Like
Liked
55:58
This week on NOTG, Alexa, Yong Zhun, and Joan dive into the life of Charmaine, a typical 35-year-old at the end of her “Spring season”, who’s just trying to get her own place—kind of like Alexa! They chat about singles’ eligibility for HDB flats at this age and navigate through the various stages of property investment. They explore Charmaine’s opt…
…
continue reading
1
#81: Tackling Inflation, Transition From Faceless Content & Gen Z Housing Challenges
46:15
46:15
Play later
Play later
Lists
Like
Liked
46:15
In part two of Melvin’s catch-up with The Weeblings, Sara and Aaron talk about how they tackle the high cost of living in Singapore, the significant challenges of saving for a house down payment, and the pervasive influence of social media on financial habits, highlighting how these factors shape their investment strategies. Topics include breaking…
…
continue reading
1
#80: The Road to $1,000,000, the 4% rule & Social Media Impersonation!
56:39
56:39
Play later
Play later
Lists
Like
Liked
56:39
In this episode of NOTG, Melvin Lim chats with The Weeblings about their content creation journey, which kicked off during COVID-19. Sarah and Aaron Wee talk about starting with multiple daily posts and eventually finding their groove with financial related content across TikTok, Instagram, and YouTube. The Weeblings, known by their audience for th…
…
continue reading
1
#79: BTO to Condo Upgrade Strategies, Cost Considerations & Lifestyle Trade-offs
32:44
32:44
Play later
Play later
Lists
Like
Liked
32:44
In this second part of the four seasons framework discussion, Jesley, Jun Wei, and Melvin Lim dive into the Spring season of property investment—a time when life starts to bloom with new opportunities. Today, we’re focusing on the personas of a typical Singaporean couple at age 33, who are making the big leap from a BTO flat to a condo. Jun Wei’s g…
…
continue reading
1
#78: First-time Buyer Dilemmas, Making The Wrong Initial Decisions & Rentvesting
58:59
58:59
Play later
Play later
Lists
Like
Liked
58:59
NOTG Banter is back! Jesley and Jun Wei, Listing Managers at PropertyLimBrothers, joins Melvin Lim for an engaging discussion focusing on the four seasons framework for property investment, exploring how different stages of life impact investment strategies. Seven buyer personas will be examined over the next six months, starting with Wayne and Joa…
…
continue reading
1
#77: Credit Card Hacks, Cashback vs Miles and AI in Credit Cards
34:55
34:55
Play later
Play later
Lists
Like
Liked
34:55
Part 2 of Melvin Lim’s chat with Seth Wee from Sethisfy dives into the nitty-gritty of credit card rewards. He breaks down when to go for cashback or miles, explaining the financial logic behind each choice and how you can maximise your credit card benefits. Seth also tackles the opportunity cost of travel rewards and shares pro tips for getting th…
…
continue reading
1
#76: Business Partnership Fallouts, Starting Sethisfy & The Top 3 Credit Cards
35:07
35:07
Play later
Play later
Lists
Like
Liked
35:07
This week on NOTG, Melvin Lim, Co-Founder & CEO of PropertyLimBrothers, chats with Seth Wee from Sethisfy. Seth shares his journey from telemarketer to financial advisor, focusing on how his fee-only model eliminates commission-based conflicts and ensures unbiased advice. Seth highlights how his expertise in financial planning complements his perso…
…
continue reading
1
#75: Building A Personal Brand, Finding Your Niche & Lessons from a Failed Business
1:33:53
1:33:53
Play later
Play later
Lists
Like
Liked
1:33:53
If you’re into financial related content, you might have come across our next guest! In this episode of NOTG, Melvin Lim speaks to Josh Tan, founder ofThe Astute Parent. Josh shares his journey from starting his YouTube channel in 2015 to becoming a trusted financial advisor. He discusses overcoming self-doubt, scaling his brand, and the importance…
…
continue reading
1
#74: The 5-year Cycle. Market Stability & Timing Your Investment
20:54
20:54
Play later
Play later
Lists
Like
Liked
20:54
Welcome back to NOTG whiteboard sessions with Melvin Lim from PropertyLimBrothers! In this episode, Melvin discusses why new launch buyers prefer fresh projects, introducing the 4 seasons (spring, summer, autumn, winter) concept in relation to land acquisition and the 5-year property cycle. He explains how these cycles impact pricing and investment…
…
continue reading
1
#73: How To Budget, The Art of Self Reliance & Investment Diversification
1:33:52
1:33:52
Play later
Play later
Lists
Like
Liked
1:33:52
Join Melvin Lim, Co-founder and CEO of PropertyLimBrothers, as he catches up Dawn Fiona, a.k.a SG Budget Babe! Dawn shares her journey of financial empowerment, having saved $20,000 in just one year on a modest ~$2,000 take-home monthly salary through disciplined savings strategies, not investments. What began in 2014 as a blog born out of boredom …
…
continue reading
1
#72: New Launch Condo Price Highs, EC's Guaranteed Profitability & Condo Analysis Tools
1:33:30
1:33:30
Play later
Play later
Lists
Like
Liked
1:33:30
Yu Rong, Jesley, and Marc from PropertyLimBrothers discuss the current issue of new launch prices being too high, and have sales have remained strong in spite of the high prices. They examine how bank valuations and market forces interact to determine these prices—Jesley describing this interaction as a potential flaw—stressing the importance of in…
…
continue reading
1
#71: A Career Switch Driven by Passion, Juggling Multiple Jobs and Investing When Young
1:22:51
1:22:51
Play later
Play later
Lists
Like
Liked
1:22:51
Today on Nuggets On The Go, Melvin Lim from PropertyLimBrothers speaks to Ming Feng, CEO of Seedly, an online platform focused on helping readers make smarter financial decisions with the right tools and the right mindset. He learns about Ming Feng’s journey from co-founding Dollars And Sense, balancing it with his job as a trader, and transitionin…
…
continue reading
1
#70: HDB to Condo Ownership Trends in Singapore, Affordability & Making Prudent Decisions
1:51:13
1:51:13
Play later
Play later
Lists
Like
Liked
1:51:13
On this episode of NOTG, George, Shawn, and Jesley from PropertyLimBrothers discuss the impact of HDB upgraders on Singapore’s property market, noting the trend of increased condo ownership due to rising HDB prices and a desire for better capital appreciation. They explain how higher borrowing capacity also drives this shift. The team covers loan f…
…
continue reading
1
#69: Building Capital, Investing in Companies with Dividends & Choosing The Right Stocks!
1:43:36
1:43:36
Play later
Play later
Lists
Like
Liked
1:43:36
On this special episode of Nuggets On The Go, we’re joined by Willie Keng, a full-time investor who has guided numerous investors in expanding their dividend portfolios. Previously, an associate director at a prestigious private bank with a solid six-figure income, he often found himself constantly trading his time for a paycheck. His passion for f…
…
continue reading
1
#68: 2024's Anticipated New Launches, Understanding Floor Plans and the Importance of Layout Flexibility
37:12
37:12
Play later
Play later
Lists
Like
Liked
37:12
We’re back with part 2 of New Launch 101! George and Yu Rong talk about the most anticipated new launch condos in 2024. They discuss key factors such as proximity to MRT lines, available amenities, and new launches with potential for lower prices due to low land acquisition costs. Their discussion continues with the importance of layout flexibility…
…
continue reading
1
#67: HDB’s Resale Portal, Pros & Cons of New Launch Condos, & Property Investment Cycles
1:10:01
1:10:01
Play later
Play later
Lists
Like
Liked
1:10:01
New Launch 101! George and Yu Rong talk about all there is to know about new launch condos—their current appeal, how to buy one, its processes and risks, their pros and cons, how to analyse factors such as price comparisons, layouts and locations, buyers’ remorse and more recently, the impact of the GFA harmonisation! But before that, the duo share…
…
continue reading
1
#66: 11 Key Factors That Drive The Allure of New Launch Condos!
29:59
29:59
Play later
Play later
Lists
Like
Liked
29:59
The Whiteboard Series is a new series on Nuggets On The Go, focusing on different segments of real estate and exploring its key points in detail. In this first episode of The Whiteboard Series, Melvin Lim, co-founder and CEO of PropertyLimBrothers talks about all things new launch condos and why these projects remain popular among homebuyers, accou…
…
continue reading
1
#65: Rejuvenation of Jurong, The Potential of Woodlands & Evaluating Foreign Property Investments
48:25
48:25
Play later
Play later
Lists
Like
Liked
48:25
The NOTG team continues their discussion with infrastructure development and its influence on property investment decisions. This week, they focus on regional developments, beginning with the impact of the cancelled high-speed rail project between Malaysia and Singapore and the premature hype it generated. They also explore the potential of Woodlan…
…
continue reading
1
#64: How URA Master Plan, Plot Ratios & Developments Impact Property Investments in SG
47:39
47:39
Play later
Play later
Lists
Like
Liked
47:39
This week, the NOTG team discusses the URA Master Plan and how it can guide property investment decisions. They highlight the importance of understanding different plot zones and the development potential, as well as plot ratios determining the density of developments that might impact properties with previously unblocked views, which, in turn, cou…
…
continue reading
1
#63: Money Supply in Real Estate, Interest Rate Movement, & The Roles Of Cooling Measures
37:54
37:54
Play later
Play later
Lists
Like
Liked
37:54
Part 2 of the 101 series on interest rates has the NOTG team talking about the concept of money supply and its impact on real estate. They highlight how the creation of money determines the depreciation of property and eventually the depreciation of wealth. This is all relative because of Singaporeans' holding power in property, and that Singaporea…
…
continue reading
1
#62: The Real Cost of Funds, Renting vs Buying & The Power of Leverage in Real Estate
57:16
57:16
Play later
Play later
Lists
Like
Liked
57:16
The NOTG Team newly introduces the 101 series! This new series aims to break down complex real estate topics into fundamental principle, providing timeless insights that remain relevant regardless of market conditions. In this episode, Melvin Lim, Yu Rong, Grayce and Lyndon deep-dives into the importance of interest rates in real estate investing a…
…
continue reading
1
#61: Real Estate Investment Risks, Rental Yield vs Capital Appreciation & Resale HDB Outlook
42:43
42:43
Play later
Play later
Lists
Like
Liked
42:43
The NOTG team talks about more intricacies surrounding real estate in Singapore! Melvin Lim, Grayce, Yu Rong, and Joan discuss deep into real estate as investments, focusing on the risks, volatility, fluctuation, and the importance of asset location. However, they also highlight the benefits, noting that real estate is a tangible asset with practic…
…
continue reading
1
#60: Live Debate Special: Resale HDB vs Resale Condo!
2:18:23
2:18:23
Play later
Play later
Lists
Like
Liked
2:18:23
In the market for your matrimonial home? This topic might have crossed your minds as a couple—should you purchase a resale HDB or a resale condo as your first home? Much like John and Sally who has an urgency to move-in within a specific timeframe.Have you ever wondered if the grants and subsidies from a resale HDB outweigh the value appreciation o…
…
continue reading
1
#59: Leveraging Real Estate, Paying Down Mortgage & Property Vs Crypto
44:14
44:14
Play later
Play later
Lists
Like
Liked
44:14
The NOTG team answers collated questions from our NOTG group chat on Telegram! Thanks to all our participants for your valuable contributions, which have culminated in this episode. Melvin Lim, Grayce, Yu Rong, and Joan discuss the ripple effects of the new harmonisation rule on the perception of buyers. Because of the 'adjusted' PSF prices, it mig…
…
continue reading
1
#58:How to Flip & Sell Effectively, Pricing Competition and Property Buying Perspectives
41:10
41:10
Play later
Play later
Lists
Like
Liked
41:10
Melvin Lim, Lyndon, George, and Joan continue their discussion about real estate investment and what investors need to be ready. There are several ways to capitalise on real estate—own-stay (quantum play), flip and sell, or rent, but what is it that drives the appreciation and demand to ensure a ROI? And on the topic of flip-and-sell, which is a po…
…
continue reading
1
#57 Property Risks, Buying For Own-Stay or Investment & Future-Proofing A Home Purchase
38:53
38:53
Play later
Play later
Lists
Like
Liked
38:53
Melvin Lim, Lyndon, George and Joan from PropertyLimBrothers share their opinions on the common dilemmas one may encounter when navigating Singapore’s property market. This discussion includes the continuous appreciation of landed homes, timelines to enter and exit a property, prioritising future-proofing a property purchase, accumulating an asset,…
…
continue reading
1
#56 Outlook for Shoebox Units, Early Investments & Condo and Landed Appreciation Power
27:34
27:34
Play later
Play later
Lists
Like
Liked
27:34
Melvin Lim from PropertyLimBrothers addresses more questions from our viewers about property investment and market trends!What is the future demand for shoebox units? Would a $100 PSF increase be as significant to larger units? Is a new launch always better than and resale? And what is the comparison between 99-year, 999-year and freehold condo and…
…
continue reading
1
#55 What is PLB’s MOAT Analysis | Part 2 - A Closer Look At Region Disparity & Quantum Effect
32:11
32:11
Play later
Play later
Lists
Like
Liked
32:11
In an ideal world, cheap is often better, but there are other considerations other than quantum to take note of. Part 2 of “What is PLB’s MOAT Analysis” continues the team’s dive into its intricacies, focusing on Region Disparity and Quantum Effect. Find out what Melvin Lim, Yu Rong, George and Grayce has to say about how these elements tie togethe…
…
continue reading
1
#54 What Is PropertyLimBrothers’ MOAT Analysis?
40:51
40:51
Play later
Play later
Lists
Like
Liked
40:51
You may have heard us refer to it numerous times on our Home Tours, but what exactly is PLB’s MOAT Analysis? How did it come about and what does it do? On this episode of NOTG, Melvin Lim, Yu Rong, George and Grayce shed light on the genesis of the framework and its enduring relevance in navigating the ever-evolving property market. Additionally, t…
…
continue reading
1
#53 Embracing The Future Of Real Estate With PLB’s Proprietary PropTech Tools
8:31
8:31
Play later
Play later
Lists
Like
Liked
8:31
Many of you should be familiar with our MOAT Analysis and Trifecta Analysis from our numerous Home Tours by now. On this episode of Nuggets On The Go, Melvin talks more about our suite of proprietary in-house tech tools and how you can use them to make the right property decisions and calculations.These suite of tools, are available through our onl…
…
continue reading
1
#52 What Happened When I Timed The Market - My Mistakes and Lessons In Real Estate
21:16
21:16
Play later
Play later
Lists
Like
Liked
21:16
Ever made a costly mistake in real estate or investments? In this episode, Melvin Lim from PropertyLimBrothers shares his story of regret regarding the purchase of his jumbo HDB apartment and how he eventually incurred a financial loss; which was the result of timing the market. Melvin reflects on his property portfolio, talks about his personal an…
…
continue reading
1
#51 The Owner-Occupier Concept, Real Estate Controversies, & Future Floor Plans with GFA Harmonisation
44:10
44:10
Play later
Play later
Lists
Like
Liked
44:10
We’re back with Part 2 of our AMA series on Nuggets On The Go! Some burning questions include: What are the implications of kick-starting the real estate journey with a condo or HDB first, and how would it affect the ability to ‘own’ both concurrently? Find out more about the ‘owner-occupier’ scheme and the investment dilemma of choosing between re…
…
continue reading
1
#50 Lentor’s Rejuvenation and What the URA Floor Area Harmonisation means for Buyers
49:31
49:31
Play later
Play later
Lists
Like
Liked
49:31
You’ve probably heard a lot about Lentor’s rejuvenation, but what is it all about? In this episode of NOTG, Melvin Lim from PropertyLimBrothers explores the development and transformation of Lentor—once a sleepy town, now projected to become a thriving estate in the years to come. Let Melvin explain more about our government’s focus on injecting re…
…
continue reading
1
#49 Understanding PPI, Impacts of The 15-month Cooling Measure and 2024 Predictions
1:21:28
1:21:28
Play later
Play later
Lists
Like
Liked
1:21:28
NOTG Banter is back for the first time in 2024! First thing’s first, Melvin Lim, Yu Rong, George and Joan from PropertyLimBrothers discusses Singapore’s Property Price Index (PPI) across all property types, in reference to the latest flash estimate for Q4 2023. Today in a very insightful episode: The team analyses the impact of last year's cooling …
…
continue reading
1
#48 Portfolio Expansion, HDB + Condo Ownership & Ideal Rental Yield Properties
24:43
24:43
Play later
Play later
Lists
Like
Liked
24:43
Thank you, NOTG viewers, for all your questions! Please keep them coming! In the meantime, Melvin Lim from PropertyLimBrothers answers a few more questions you've sent in! Some questions that you may relate to: What are the best property portfolio expansion strategies? How do you "own" one condo and one HDB at the same time? Stay tuned for another …
…
continue reading
Welcome to Part 2 of “Ask Me Anything - Real Estate” on Nuggets On The Go! Melvin Lim from PropertyLimBrothers addresses some of our viewers’ dilemmas like future rental yields with people moving to JB, saving up to buy a house in the future or buying one in the near future. 2024—are we in a buyer’s or seller’s market and why? What decision-making …
…
continue reading
1
#46 Property Stagnation Concerns, Market Adaptation & Mortgage Package Selections... HOW?
26:03
26:03
Play later
Play later
Lists
Like
Liked
26:03
Welcome to the first NOTG episode of 2024! Melvin Lim from PropertyLimBrothers answers some of your burning questions about real estate in Singapore, from stagnant properties to the nuanced considerations of decoupling and more! Tune in for a wealth of real estate knowledge and strategic insights that will guide your property decisions and elevate …
…
continue reading
1
#45 Life Lessons I Learnt From My Property Investments | Melvin Lim
20:02
20:02
Play later
Play later
Lists
Like
Liked
20:02
This last Nuggets On The Go episode of the year is a little bit close to home. Let Melvin Lim from PropertyLimBrothers take you on a trip back in time… his time—between 2004 to 2023; on his real estate journey. Melvin shares his timeline from mastering the fundamentals of property investing, to crafting innovative frameworks like the PLB MOAT Analy…
…
continue reading
1
#44 Cracking the Condo Code 9: What Makes Singapore Real Estate Different Yet Lucrative?
19:04
19:04
Play later
Play later
Lists
Like
Liked
19:04
What contributes to the gradual price movement of Singapore’s real estate market? What fuels its demand? To explain, Melvin Lim sheds light on the elements that shape and secure Singapore real estate, through the “economic moat” concept—a concept often attributed to Warren Buffet. Find out about the key foundations that make Singapore’s market the …
…
continue reading
1
#43 Cracking the Condo Code 8: Buyer-seller confidence and Interest Rates over a 5-year Cycle
26:44
26:44
Play later
Play later
Lists
Like
Liked
26:44
NOTG is back for another episode of Cracking The Condo Code on Nuggets On The Go with Melvin Lim from PropertyLimBrother! This time round, we embark on a journey to uncover the role of interest rates in the 5-year cycles, as we head into a new round in 2024. Find out why interest rates no longer behave in the same predictable manner post-2009, and …
…
continue reading
1
#42 The Art and Science of Investments in Singapore Real Estate — Part 2
49:29
49:29
Play later
Play later
Lists
Like
Liked
49:29
Join in as the NOTG team dives into part 2 of the art and science of real estate investments! Melvin Lim, Yu Rong, Grayce and Joan from PopertyLimBrothers talk new launch performances according to buyer behaviour patterns, leading to market highs in OCR areas. From dissecting the allure of 2+ study layouts to understanding pent-up demand driving hi…
…
continue reading