Welcome to The Smart Homebuying Podcast! This is the podcast for parents who are ready to create a lasting foundation for their family. If you’re dreaming of a safe, stable home that you can truly call your own, where your kids can grow up with confidence and security, you’re in the right place. I’m Laura—a mom of two, a proud homeowner, and a dedicated homebuying coach here to help you achieve more than just a house. This journey is about building a secure future, investing in generational ...
…
continue reading
1
Homebuying Mistake #6 Not Researching the Neighborhood
17:18
17:18
Play later
Play later
Lists
Like
Liked
17:18
A home is only as valuable as its neighborhood! Today, we’ll cover why researching neighborhoods is essential for long-term satisfaction and wealth-building. 💡 Find the perfect area for your family with tips from my Smart Homebuying Finances Course. Use code SMARTPOD at checkout for 50% off until November 30, 2024! 📲 Visit my website: lauramoreno.c…
…
continue reading
1
Homebuying Mistake #5: Skipping the Pre-Approval Process
15:29
15:29
Play later
Play later
Lists
Like
Liked
15:29
Skipping pre-approval can lead to heartbreak later on. In this episode, learn why getting pre-approved is a game-changer and how it gives you a competitive edge and a clear budget. 💡 Avoid costly surprises with my Smart Homebuying Course! As a podcast listener, enjoy 50% off with code SMARTPOD until November 30, 2024! 📲 Visit my website: lauramoren…
…
continue reading
1
Homebuying Mistake #4: Getting Too Attached to a Home
19:07
19:07
Play later
Play later
Lists
Like
Liked
19:07
It’s easy to fall in love with a home—but emotions can lead to overspending or overlooking major issues. I’ll share advice on how to balance your heart and your budget in today’s episode, and why keeping your financial goals in mind is essential. 💡 Want help staying on track with your goals? My Smart Homebuying Course will help you make informed de…
…
continue reading
1
Homebuying Mistake #3: Ignoring Additional Costs
9:26
9:26
Play later
Play later
Lists
Like
Liked
9:26
Buying a home involves more than just a mortgage payment! In this episode, we’ll go over hidden costs like HOA fees, maintenance, and property taxes that buyers often forget. Don’t let these expenses surprise you—get prepared with real-life budgeting tips. 💡 Get organized and stay ahead of expenses! My Smart Homebuying Course offers a Home Buying E…
…
continue reading
1
Homebuying Mistake #2: Skimping on the Down Payment
8:51
8:51
Play later
Play later
Lists
Like
Liked
8:51
Today, we’ll discuss why your down payment matters more than you might think. A low down payment can lead to high monthly costs, added PMI, and long-term financial strain. Tune in to learn how to save smartly and set yourself up for financial success! 💡 Take charge of your home-buying journey! My Smart Homebuying Course has tools to help you plan t…
…
continue reading
1
Homebuying Mistake #1: "Not Knowing How Much You Can Afford"
16:18
16:18
Play later
Play later
Lists
Like
Liked
16:18
Homebuying Mistake #1: Not Knowing How Much You Can Afford Description: In this episode, we’re diving into one of the biggest mistakes home buyers make—jumping into the search without understanding what they can realistically afford. We’ll go over the total costs of homeownership, beyond just the mortgage payment, and I’ll share practical tips to c…
…
continue reading
1
What is a Buyer Representation Agreement, with Mary Cates
23:42
23:42
Play later
Play later
Lists
Like
Liked
23:42
What is a Buyer Representation Agreement, - Introduction Mary Cates is a Realtor that found her happy place in the Piedmont Triad area of North Carolina. Mary where she helps resale clients, out-of-state clients and first time homebuyers. She enjoys helping clients navigate the real estate process and ultimately finding the home of their desire. In…
…
continue reading
1
The Truth About SONYMA Down Payment Assistance Program with Christine Perlow
35:47
35:47
Play later
Play later
Lists
Like
Liked
35:47
SONYMA Down Payment Assistance Program - Introduction The Truth About SONYMA Down Payment Assistance Program with Christine Perlow Christine Perlow is a Sr. Loan Officer at Nationwide Mortgage Bankers. She has been in the mortgage industry for over 30 years and she is most passionate about helping her First Time Buyers. She has been in the SONYMA H…
…
continue reading
1
Why It Is Essential To Talk To A Mortgage Officer Early On, With David Epstein
28:31
28:31
Play later
Play later
Lists
Like
Liked
28:31
David Epstein - Introduction David Epstein is the Vice President of First Securities Home Mortgage, and independent mortgage broker in Royal Oak, Michigan. He has been in the mortgage industry since 1993 and he focuses on giving the best customer service, follow up and attention to detail because he believes this is essential when working on mortga…
…
continue reading
1
Why Agents & Lenders Need To Lead With Value (Specially After NAR's Settlement), with Paul Abraham
43:47
43:47
Play later
Play later
Lists
Like
Liked
43:47
Paul Abraham - Introduction Paul Abraham AKA BetterCallPaul is a mortgage lender and owner of LocalLender that has been in the mortgage business for 30 years. The first 10 years he was a loan officer and now he has become a loan officer trainer. He now runs a Facebook group with over 41k loan officers when he helps them to grow their business. Home…
…
continue reading
1
Why Buying Overseas Could Be The Best Option for First Time Home Buyers Today, with Rodolfo Delgado
32:18
32:18
Play later
Play later
Lists
Like
Liked
32:18
Rodolfo Delgado - Introduction Rodolfo Delgado is a real estate startup founder based in New York and CEO of Replay Listings and Forbes contributor. He also bought his first home overseas and he is coming to share his experience and what he learned in the process. When he is not working he loves swimming and boxing. Home Buying Resources Navigating…
…
continue reading
1
3 Ways to Compensate Buyer's Agents (and Why) Starting July 2024
25:23
25:23
Play later
Play later
Lists
Like
Liked
25:23
3 Ways to Compensate Buyer's Agents (and Why) Starting July 2024 In July 2024, significant changes are set to reshape how buyer's agents are compensated in real estate transactions. These changes have far-reaching implications for members of the real estate industry, as well as for home buyers and sellers. Let's delve into what these changes mean f…
…
continue reading
1
Unlocking Wealth: Why Buying a Home Sooner is Your Best Investment with Nick Mullen
26:38
26:38
Play later
Play later
Lists
Like
Liked
26:38
Nick Mullen - Introduction Nick Mullen is a real estate agent in Northern Virginia. He believes real estate is a great wealth building tool, and it’s available to everybody. Recently, he’s been working with buyers to acquire lots to build their dream homes. When he’s not working he enjoys the company of family, playing music with his friends, and t…
…
continue reading
1
Demystifying Mortgages: A Comprehensive Guide for First-Time Buyers by Annika Lynn
33:43
33:43
Play later
Play later
Lists
Like
Liked
33:43
Annika Lynn - Introduction Annika Lynn is a Certified Mortgage Advisor based in South Carolina, with licenses spanning 14 additional states. She specializes in helping first-time home buyers and facilitating VA loans. Annika thrives on guiding clients toward building wealth through real estate and to getting them smoothly to the finish line and int…
…
continue reading
1
The Art of Persuasion: Winning Your Dream Home with a Letter to the Seller, with Donovan Reyes
23:21
23:21
Play later
Play later
Lists
Like
Liked
23:21
Donovan Reyes - Introduction Donovan Reyes is a real estate agent in Las Vegas. He sells over 100 homes a year to first time homebuyers, investors, professional athletes, and sellers. When he is not selling real estate, he is hanging out with his wife and 4 dogs. Home Buying Resources Navigating the world of home buying can be overwhelming, especia…
…
continue reading
1
Assumable Mortgages 101: The Key to Your First Home, with Michael Lorino
37:59
37:59
Play later
Play later
Lists
Like
Liked
37:59
Assumable Mortgages 101 with Michael Lorino - Summary Michael Lorino is the founder and CEO of AssumeList, a site where you can see Assumable Mortgages. A military veteran with over 15 years of real estate experience, Michael recognized the coming affordability crisis with rising interest rates and wondered how homebuyers could more easily find hom…
…
continue reading
1
FHA 203k Loan Requirements: Empowering Home Renovators With Andrew Winnard
33:33
33:33
Play later
Play later
Lists
Like
Liked
33:33
FHA 203k Loan Requirements - Introduction Andrew Winnard is a certified home inspector based in Maryland and HUD 203K consultant that takes great pride in the fact that he is able to work with home buyers to take advantage of one of the most powerful loan programs offered to the public. Home Buying Resources Navigating the world of home buying can …
…
continue reading
1
Unlocking Secrets: The 3 Questions Top Real Estate Agents Ask First Time Home Buyers, with Chastin J. Miles
33:21
33:21
Play later
Play later
Lists
Like
Liked
33:21
Introduction Chastin J. Miles is a real estate agent who focuses on Dallas properties. He specializes in various types of real estate, like houses, condos, commercial buildings, and luxury rentals. Chastin J. Miles and his team aim to change the way people think about real estate transactions. They go above and beyond what typical agents do. Chasti…
…
continue reading
1
$75,000 Seller Concessions and the Intriguing World of Buying a Home in 2024 with Amanda Shepherd
29:37
29:37
Play later
Play later
Lists
Like
Liked
29:37
Introduction – Amanda Shepherd Amanda Shepherd is a real estate broker in Seattle-Tacoma with Compass. She's the recipient of the Tacoma-Pierce County Association of Realtors Rookie of the Year award in 2022, and is passionate about helping first time home buyers achieve their goals. When she's not working, she's volunteering at local organizations…
…
continue reading
1
Moving Horror Stories And How To Avoid Them in 2024 with Justin Revland
36:43
36:43
Play later
Play later
Lists
Like
Liked
36:43
Summary Justin Revland is the Marketing Manager for Hornet Moving in Charlotte, North Carolina. He enjoys representing a locally owned and operated small business that is doing big things in a quickly growing city. When not working, he stays busy finding new ways to get outdoors and spending time with his wife and 3 young children. Summary Home Buy…
…
continue reading
1
The House Hacking Blueprint: Lessons from a 17-Unit Owner, with Seana Caine
27:14
27:14
Play later
Play later
Lists
Like
Liked
27:14
Introduction Seana Caine is a real estate agent in Rochester, NY. She loves working with first time homebuyers and helping them buy their first home. When she is not working she loves traveling and spending time with her husband. Home Buying Resources ➡️ Referrals ⭐ Find A Real Estate Agent Near Me ⭐ Find A Mortgage Broker Near Me ➡️ Free Resources…
…
continue reading
1
The Home Triangle Methodology, Unlocking the Perfect Home with Alison Derse
34:40
34:40
Play later
Play later
Lists
Like
Liked
34:40
➡️ Description Alison Derse is an award-winning Realtor in Portland, OR. Her mission is to offer heartfelt care and white glove service with the best tools, resources and local market knowledge the industry has to offer. She works across all of Portland and surrounding suburbs. When she is not working, she loves entertaining and exploring the city …
…
continue reading
1
Building Wealth Building Homes The ABCs of Construction Loans with Danielle Andrews
30:56
30:56
Play later
Play later
Lists
Like
Liked
30:56
Description Danielle Andrews is the Broker and Owner of Realty ONE Group Next Generation in Tallahassee, Florida. Danielle has been working in the real estate industry in Florida since 2016. She is an Educator by nature, having spent four years teaching Middle School Social Studies. She enjoys bringing her passion for education into her real estate…
…
continue reading
1
Empowering Home Buyers Unleashing the Power of Home Buyer Education with Matt Gouge
38:28
38:28
Play later
Play later
Lists
Like
Liked
38:28
Description MattTheMortgageGuy is a mortgage broker who is passionate about helping first time homebuyers create life changing opportunities through homeownership. Over the last decade he has created thousands of hours of content across YouTube, Instagram, Facebook, TikTok to educate homebuyers to make great decisions around buying a home. Outside …
…
continue reading
1
Where to Begin: Relocation Tips for First-Time Home Buyers with Darren Kaplan
43:02
43:02
Play later
Play later
Lists
Like
Liked
43:02
Description Darren Kaplan, known as MrMortgageGuru, is a husband of 23 years and a proud father to two wonderful children—a boy and a girl. As a seasoned mortgage banker, he has over 200 positive Zillow reviews, maintains a thriving YouTube channel with over 5000 subscribers, and brings over 20 years of valuable experience to his profession. Outsid…
…
continue reading
1
More Than Numbers Choosing a Lender Who Understands Your Story with Danny Meier
39:01
39:01
Play later
Play later
Lists
Like
Liked
39:01
Description Danny Meier is a mortgage loan officer out of the Seattle area where he was born and raised. He has been the #1 loan officer in the state for three years in a row and is ranked top ten nationally amongst all loan officers. He is a homeowner, investor, loving husband and father. What makes him tick is helping people make sound financial …
…
continue reading
1
The 3 Forces Behind the Fluctuations in Home Prices with Jeb Smith
29:51
29:51
Play later
Play later
Lists
Like
Liked
29:51
Description Jeb Smith is a Real Estate Broker and Content Creator located in Huntington Beach, CA. He enjoys educating first time home buyers on the importance of homeownership and providing the guidance necessary to help them accomplish their goals. Jeb loves being active and spending time with his wife and 3 boys. Useful Links ➡️ Referrals ⭐ Get …
…
continue reading
1
2500 Loans Later - Top Advice for First-Time Home Buyers with Dane Moler
42:22
42:22
Play later
Play later
Lists
Like
Liked
42:22
➡️ Description Dane Moler is a Division President with Primary Residential in the San Francisco Bay Area. He is an expert in all things mortgage with more than 22 years in the mortgage industry and having personally funded over 2,500 residential mortgages. Outside of the office he is an avid mountain biker, snowboarder, and travel enthusiast. ➡️ Re…
…
continue reading
1
Why You Need The Best Real Estate Team with Brett Ari Fischer
37:22
37:22
Play later
Play later
Lists
Like
Liked
37:22
➡️ Description Brett Ari Fischer is a real estate agent in New York City. He loves working with homebuyers and sellers. When he is not working he loves playing sports, reading, making videos, cooking, going to the gym and watching sports. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Hom…
…
continue reading
1
Whats Wrong With The Real Estate Sector Today With Craig Rowe
49:35
49:35
Play later
Play later
Lists
Like
Liked
49:35
➡️ Description Craig Rowe is a journalist based in Truckee, CA, focusing on proptech, marketing and consulting for real estate. He's also a backpacking guide in Yosemite National Park and the Eastern Sierra Nevada. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Dow…
…
continue reading
1
Why 4 Interest Rates Where A Historical Anomaly with Andrew Galler
34:48
34:48
Play later
Play later
Lists
Like
Liked
34:48
➡️ Description Andrew Galler is a Realtor in Portland, Oregon and has been helping people buy (and sell) homes since 2001. His passion is navigating his clients' largest financial and emotional investment in their lives: their HOME. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buyi…
…
continue reading
1
Real Estate is URGENT Why You Need To Get Into Every House The Minute You Can With Kimberley Tufts
39:04
39:04
Play later
Play later
Lists
Like
Liked
39:04
➡️ Introduction Kimberley Tufts is a licensed REALTOR® serving New Hampshire and also Massachusetts. She is determined and committed to making the transaction as stress-free as possible and even fun while providing the utmost excellent service earning your trust, future referrals, and repeat business. First-time buyers are her favorite because the …
…
continue reading
1
How To Get $25k Off From Your First Home with Robert Davenport
21:39
21:39
Play later
Play later
Lists
Like
Liked
21:39
➡️ Introduction Robert Davenport is a seasoned real estate agent in Indiana who enjoys making your home dreams come true. As an Indiana native, Robert recognizes the trust his clients place in him and takes the lead with savvy negotiation skills, value, dedication and always putting his clients first. In his spare time he enjoys being with his fami…
…
continue reading
1
The Top 5 Components That All Home Inspectors Need To Check With Andrew Winnard
31:20
31:20
Play later
Play later
Lists
Like
Liked
31:20
➡️ Introduction Andrew Winnard is a home inspector in Central Maryland who loves working with first-time homebuyers. He encourages all homebuyers to follow him through the on-site inspection so he can report and advise on the overall condition of the home while answering any questions they might have. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage…
…
continue reading
1
Navigating the Real Estate Rollercoaster: A Recap of 2023 and Insights for 2024
12:43
12:43
Play later
Play later
Lists
Like
Liked
12:43
Introduction Hello and welcome back to The First Time Home Buyer Podcast! I'm thrilled to be back with you for a brand new season. It's been a while, and I appreciate your patience. Today, we have a special episode in store for you as we catch up on what's been happening in my life and the real estate world. My Story: Making Home Buying Easier In t…
…
continue reading
1
Home Inspection Reports (Explained): The 4 Sections Of Our Home Inspection Reports, with Kurt Grasset
30:23
30:23
Play later
Play later
Lists
Like
Liked
30:23
Introduction Kurt Grassett is the owner and General Manager of Norway Hill Home Inspections, a home inspection company in Peterborough, New Hampshire with over 800 5-star reviews where they love loves teaching prospective home buyers about their new home. When not working Kurt likes to fly fish, travel to see his kids, and ride his motorcycle. Get …
…
continue reading
1
Buydown MasterClass (OR) How How To Temporarily Reduce Your Interest Rate, with Amy Slotnick
35:21
35:21
Play later
Play later
Lists
Like
Liked
35:21
[fusebox_track_player url="xxx" ] Introduction Amy Slotnick is a SVP, Branch Manager, and Senior Mortgage Advisor in Newton, MA. She is a 40-year veteran of the mortgage industry and she is passionate about educating buyers through the home financing process. In her free time, she enjoys visiting her daughter, son-in-law, and new grandson in Washin…
…
continue reading
1
The 3 (Silly) Rules To Secure Your Home Resale Value, with Michael La Stella
28:33
28:33
Play later
Play later
Lists
Like
Liked
28:33
Introduction Mike La Stella is a realtor in Bergen County, New Jersey. He loves working with home buyers to guide them through the process of buying their first home. He is also a husband and father of two. When he is not working, he loves traveling with his wife and cannot wait to start taking their kids with them! Get In Touch With Our Guest, Mic…
…
continue reading
1
Secrets of a 1,000 5-Star-Review Inspection Company - With Michael Conrad
22:27
22:27
Play later
Play later
Lists
Like
Liked
22:27
Introduction Michael Conrad is a building scientist and a serial entrepreneur that runs a company called, DILIGENT, a home inspection company based in Nashville, TN with over 1,000 5-Star Reviews. DILIGENT is the ultimate One-Stop Shop for inspection services in the mid-Tennessee area. You might have also seen Michael on his YouTube channel as “The…
…
continue reading
1
The Top 3 Options To Lower Your Interest Rate (Including The 2-1 Buydown Option) - Lee Barroll
35:24
35:24
Play later
Play later
Lists
Like
Liked
35:24
Introduction Lee Barroll is a loan originator in Nashville, TN. He has 26 years of experience and enjoys helping all types of homebuyers accomplish their goals. When not working, he loves hanging out with his 2 dogs, Charlie and Bernie. Get In Touch With Our Guest, Lee Barroll If you’d like to get in touch with our guest today, click on the link be…
…
continue reading
1
Why You Need To Work With A Real Estate Agent That DOESN'T Need Your Business, with Mike Sposato
25:43
25:43
Play later
Play later
Lists
Like
Liked
25:43
Introduction Mike Sposato is the Owner and Managing Broker of Carolina Realty Advisors in Charlotte, North Carolina. He has been a Realtor for over 20 years and works with buyers and sellers all over the Greater Charlotte area. When not working Mike loves to travel, go to his beach house, and be on his boat. He is also an avid sports fan. Get In To…
…
continue reading
1
This Is The Best Time To Buy In Austin, Texas (And How To Deal With The High Interest Rates) - With Libby Arnold
33:22
33:22
Play later
Play later
Lists
Like
Liked
33:22
Introduction Libby Arnold is an Associate Broker at Realty Austin in Austin, TX. She specializes in residential real estate and loves helping first-time homebuyers understand the buying process and the market's nuances. Get In Touch With Our Guest Today If you’d like to get in touch with our guest today, click on the link below and I will send you …
…
continue reading
1
Auctions! How To Bid (The Right Way) On An Auction As A First Time Home Buyer - With Frank Pietrzak
34:22
34:22
Play later
Play later
Lists
Like
Liked
34:22
Introduction Frank Pietrzak (Peter-Zak) is a property tax foreclosure Auctioneer in New York State with over 20 years of experience. Frank and the professional team at NYSAuctions.com have returned over 40,000 properties to the tax-paying rolls and he mentions this could be a great option for 1st-time buyers who have access to funds. Get In Touch W…
…
continue reading
1
Why You Need A (100-Day) Guarantee On Your Home Inspection, with John Leon Gonzalez
38:53
38:53
Play later
Play later
Lists
Like
Liked
38:53
Introduction John Leon Gonzalez is a Certified Professional Inspector® in Seattle, Washington that has been licensed as a realtor since 2007 both H.I. and WDIR (Pest). He is also certified by the International Association of Certified Home Inspectors® (InterNACHI®) and today he comes to tell us everything about how to have a great inspection in Sea…
…
continue reading
1
Secrets From A 10x Winner Of The Five-Star Real Estate Agent, with Bryan Mize
36:48
36:48
Play later
Play later
Lists
Like
Liked
36:48
Introduction Bryan Mize is an excellent home inspector and founder of Optimized Inspection Services, a home inspection company in Seattle. He is passionate about sharing his knowledge and helping others to succeed in RE too. When he's not working he loves hiking, motorcycling, and enjoying live music/theatre. Get In Touch With Our Guest, Bryan Mize…
…
continue reading
1
How To Have A Stress-Free (and Low-Drama) Transaction, with Chris Sayre
29:18
29:18
Play later
Play later
Lists
Like
Liked
29:18
Introduction Chris Sayre is a Mortgage Lender in Kirkland, WA. He’s always had the heart to help others and Mortgages are just an extension of his desire to make a difference. When he’s not working, he enjoys spending time with his family at their cabin in Eastern, WA. Get In Touch With Our Guest, Chris Sayre If you’d like to get in touch with our …
…
continue reading
1
Why You Need A Passionate Area Expert When Buying A Home with Randy Baruh
35:54
35:54
Play later
Play later
Lists
Like
Liked
35:54
Introduction Randy Baruh is a real estate agent in New York City with over 22 years of experience. He enjoys a proven record of sales success and lasting relationships with the people he has helped over the course of his career. Whether they are looking to buy, sell, rent, or invest Randy's attention to detail and dedication to his client's needs h…
…
continue reading
1
500,000+ Credit Errors Disputed with Dovly & How You Can Improve Yours As Well - With Nirit Rubenstein
24:33
24:33
Play later
Play later
Lists
Like
Liked
24:33
Introduction Nirit Rubenstein is CEO of Dovly - the first, fully automated, smart credit engine. Nirit is passionate about helping Americans maximize their credit and reach their financial goals. Outside of work, Nirit enjoys exploring the hiking trails and other natural wonders of her adopted home in Arizona. Get In Touch With Our Guest, Nirit Rub…
…
continue reading
1
Special Why Do You Need An Agent That Falls In Love With Their Clients with Margo Christophilis
23:03
23:03
Play later
Play later
Lists
Like
Liked
23:03
Introduction Margo Christophilis is a Managing Broker in Seattle, Washington who loves to help people get into their first home. When she is not working she is dancing and doing crossfit. Being with family is also very important for her. Get In Touch With Our Guest, Margo Christophilis If you’d like to get in touch with our guest today, click on th…
…
continue reading
1
3 Reasons Why Owning A Home Gives You The Best Feeling Ever, with Graeme Richardson
38:15
38:15
Play later
Play later
Lists
Like
Liked
38:15
Introduction Graeme Richardson is a Product Design leader and a first-time home buyer that wants to share with us everything he has learned from buying his first home. When he's not working, he's riding his motorcycle or hanging out with his 2 kids. Get In Touch With Our Guest, Graeme Richardson If you’d like to get in touch with our guest today, c…
…
continue reading