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How to Buy a Home

David Sidoni

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Looking for answers - Can I buy a home? How do I even do this? When should I start planning? Where should a first-time home buyer start? Right here. Real information from a real expert with clear answers to end your confusion. Guidance from industry insider, me, David Sidoni, the #HowtoBuyaHomeGuy. I’ll give you the playbook on the do’s and do not’s of buying your first home. From planning for the big step even years ahead of time, all the way to the nitty-gritty of getting your keys. If you ...
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The Raygacy Show

The Raygacy Show

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The Raygacy Show is the channel where we pick the brains of the best entrepreneurs you have in this world such as Gary Vee, Grant Cardone and etc to find out from them what are some of the simple and effective steps that millennials can take to experience success in the swiftest and most effective way possible. If you are tired of spending 80% of your time doing things that you dislike and only 20% doing things that you are passionate about, then this is the right place for you.
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Helping people working in all areas of the real estate industry find financial freedom. Join us as we interview the top minds in the industry to see how they used real estate in all ways, shapes and forms to find their own financial freedom. Whether you're a real estate agent, a real estate investor, a real estate syndicator, or you have a business inside of real estate, we want to highlight how you're using it to build time and financial freedom. Want to be a guest on REL Freedom? Contact u ...
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Welcome to EPIC Begins With 1 Step Forward, hosted by Zander Sprague, bestselling author and acclaimed motivational speaker. If you're looking to kickstart the EPIC chapters in your life, you've come to the right place! Here, you will find inspiring stories, practical resources, and transformative insights to guide you on your journey. Whether you're an entrepreneur scaling your business, a leader fostering a better workplace culture, an author penning your next bestseller, an athlete preppi ...
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After seeing how the real estate industry was screwing over first-time homebuyers, David Sidoni decided to take action. While most real estate teams give the first-time homebuyer clients to their newest agents, because they "take more time" and "ask a lot of questions", David decided to focus his niche on serving this group. He has been helping fir…
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Are you a first-time homebuyer feeling overwhelmed by the real estate market? You’re not alone! This week on the podcast, we’re sitting down with David Sidoni, the expert behind the How to Buy a Home podcast—an industry-leading resource with over 1.67 million downloads dedicated to helping renters become homeowners. After witnessing how the real es…
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Today, host Zander Sprague sits down with David Sidoni, a former actor turned real estate expert, to explore the power of reinvention, following your passions, and turning Hollywood dreams into reality. David shares his inspiring journey from a successful acting career to founding the How to Buy a Home company, where he empowers first-time homebuye…
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Worried that an appraisal issue or a non-traditional career path (like still being a grad student) makes homeownership impossible? In this episode, David Sidoni chats with Declan and Bailey—new homeowners who once believed buying was “only for the rich”—to reveal how down payment assistance, flexible financing options, and the right support team ca…
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Is the window of opportunity for first-time homebuyers finally here? David Sidoni reveals why February 2025 presents a unique moment in the market, with increased inventory and less competition than seen in the past five years. Quote: "According to Zillow and their market Heat index, home buyers had more leverage than they've ever had in the past f…
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In this inspiring episode of EPIC Begins with 1 Step Forward, host Zander Sprague sits down with Dr. Axa Yox, a former scientist turned entrepreneur, to explore the power of failure, reinvention, and stepping beyond your comfort zone. Dr. Yox shares her journey from the peak of academic success to hitting rock bottom—and how she found clarity, resi…
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Ready for the final step in your homebuying journey? Step 10 reveals why even the most well-meaning advice from experienced homeowners could derail your 2025 house hunt - and shows you exactly where to find the current market insights you actually need. Quote: "Your best play is more time in the market, not trying to time the market." - David Sidon…
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DeVante Blow is a powerhouse in the real estate world, who turned his last $50 into a thriving career as a top-producing agent and team leader. With the COVID shut downs, DeVante transitioned from the restaurant industry into real estate in 2020, where he continues to hit new ceilings of achievement each year. He is the author of the book "Just One…
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Worried about feeling house-poor after buying your first home? Learn how to practice homeownership before taking the plunge, removing anxiety from this life-changing purchase through smart preparation and mindset shifts. Quote: "You don't have to just dream about lavish things that you hope to have someday. We can freaking paint our someday, put it…
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Are you ready to take charge of your financial future? This week on The Raygacy Show, I had the pleasure of sitting down with Jeffrey Panik—Certified Financial Planner™, U.S. Army veteran, and author of Your Future Is Now: A Guide to Understanding Your Finances and Gaining Independence. With nearly 25 years of experience, Jeffrey has helped countle…
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Feeling lost in the sea of real estate jargon and online research? Episodes 7 and 8 of the ten essential steps reveal how to master real estate vocabulary and effectively use online resources without getting overwhelmed. Quote: "When you have the confidence in this material... fear, it'll dissolve away." Summary: David Sidoni breaks down two crucia…
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In this episode of EPIC Begins with 1 Step Forward, host Zander Sprague sits down with Leighton Campbell, author of Your Happiness Equation. Together, they explore the science of happiness, how to overcome negativity bias, and the importance of gratitude and purpose. Leighton shares his transformative seven-question equation for measuring happiness…
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In this episode, our host Mike Swenson, who manages 4 short-term rentals, dives into the ongoing debate: Is Airbnb still a profitable investment, or are long-term rentals the smarter choice? We break down market trends, profitability, and legal challenges that could impact your decision. Learn about the costs, management differences, and risks of e…
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Buying a home isn't just about picking out paint colors; it's about defining your version of home and creating a financial strategy that aligns with your life goals. This episode dives deep into setting personalized goals, both big-picture and actionable, to help you navigate the home-buying journey with confidence (and maybe even a few celebratory…
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Are you tired of toxic workplace cultures and leadership that prioritizes ego over teamwork? It’s time for a "we-first" revolution! 🔥 In this episode of The Raygacy Show, I sit down with Kyle McDowell, the visionary author of Begin With We. With decades of leadership experience in Fortune 10 companies, Kyle shares how shifting from a "me-first" to …
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Think you need 20% down to buy a home? Think again! This episode shatters common misconceptions about saving for your first home purchase and reveals how many buyers are getting into homes with far less saved than they thought they needed. "Don't assume on your own how much you need to save. Period. The end curtain... No matter who you are and what…
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We apologize for any lag in Audio/Video. After being a nurse for 9 years, Tim Woodbridge read Rich Dad Poor Dad and knew his future was about to change. Armed with his superpower of taking action, Tim was able to acquire $15M in mobile home parks in 3 years, which allowed him to retire from his nursing job to pursue real estate investing full-time.…
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In today's fast-paced and interconnected world, navigating the complexities of the global supply chain can feel like solving an intricate puzzle. How do businesses stay ahead, simplify operations, and deliver unmatched value? 🤔 On the latest episode of The Raygacy Show, I’m thrilled to host Kerim Kfuri, a keynote speaker, motivational leader, and P…
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Discover why your debt doesn't need to be zero to buy a home in 2025's economy. This episode demolishes common misconceptions about debt and homebuying, revealing how even those with significant student loans or credit card debt can still achieve homeownership. Quote "Your gross debt doesn't mean jack cheese for buying a home... Monthly payments, t…
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In this inspiring episode of Epic Begins with 1 Step Forward, host Zander Sprague sits down with Kim Rahir, a competitive weightlifter and life coach who proves it’s never too late to reinvent yourself. At 55, Kim embarked on an epic journey from battling chronic illness, including a diagnosis of multiple sclerosis, to becoming a competitive weight…
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Worried that past credit mistakes might keep you from buying a home? David breaks down how credit scores actually work for mortgages, sharing practical steps to improve your score and explaining why that forgotten $12 water bill from three apartments ago might be more important than you think. He also covers major changes coming in 2025 that could …
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In this episode, we sit down with the incredible David Griffiths, a digital creator whose faith-driven journey has inspired over 1.5 million followers across TikTok, Instagram, Facebook, and YouTube. David’s story is one of transformation, perseverance, and purpose. From his early days as a church member and small group fellowship leader to becomin…
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What does 2025 hold for real estate investing? 2025 may prove to be a pivotal year in the real estate investing space. Interest rates are still higher than hoped. Deals are tough to come by and get to pencil out. Insurance costs seem to keep going up. However, don't let that stop you from hitting your goals for your family's financial future. The d…
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Ever notice how the pros make everything look easy? That's because they have guides who know all the shortcuts. In this episode, David reveals why finding your own real estate "unicorn" – an experienced, caring guide – is the game-changer most first-time buyers miss. Learn why choosing the right team early unlocks hidden paths to homeownership and …
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Join host Zander Sprague and guest Jason Browne in this episode as they explore the transformative power of music, the art of embracing failure, and the importance of taking that all-important first step toward your epic journey. Jason shares his unique perspective on privilege, the emotional depth of creativity, and the unexpected ways life’s chal…
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In this foundational episode of the "Ten Basic Steps to Buy a Home" series, David Sidoni challenges conventional wisdom by revealing that Step 1 isn't about getting pre-approved or finding a realtor – it's about making the fundamental decision to start planning your homebuying journey. Through real-world examples and myth-busting insights, he demon…
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Quick question: What if the financial breakthrough you’ve been searching for is already paid for with your tax dollars—and you just don’t know how to claim it? I had the incredible opportunity to sit down with Matthew Lesko—the energetic, passionate advocate who’s spent 50+ years helping Americans unlock billions in government funding. You might re…
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Think homeownership is years away? In this kickoff episode, David reveals why first-time buyers are waiting longer than ever (now averaging 38 years old!) and shares three simple 30-minute actions that can jumpstart your journey today. No sales pitch, just straight talk about how to make your homebuying dreams a reality sooner than you might think.…
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Ryan Twomey is the co-founder and Managing Partner of TR Capital Partners, a real estate investment firm with ownership in over 500 Units. Ryan started in financial services before transitioning into a role as an operations analyst for the parent company of the NYSE. He decided to purchase cash-flowing real estate starting in 2021 and quickly pivot…
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Through a real consultation with "Spartacus," a buyer with perfect credentials (20% down, 750+ credit score, no debt), David reveals how even the most qualified buyers dramatically underestimate their options by focusing on traditional affordability metrics. This milestone 300th episode demonstrates why working with professionals early in your jour…
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Sibling loss is a unique grief journey, often hidden in the shadows, but finding healing and connection is possible. In this heartfelt episode, Zander Sprague sits down with Annie Sklaver Orenstein, researcher and author of Always a Sibling: The Forgotten Mourner's Guide to Grief. Together, they dive into the unique and often overlooked experience …
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When our usual host gets the flu, the podcast's creative director hijacks the mic to share the wildest success story he's edited (spoiler: it involves Germany) and spill some insider tea about potential mortgage changes coming in 2026. Not your typical "how to buy a home" episode, but maybe that's exactly what you need to hear right now. Highlights…
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Do you want to know what to look for in analyzing a deal and when a deal looks good enough to move forward? Join us as we break down one of our best deals that we've taken on, how we found it, what was most appealing about it, what our future plan is with it, and where things are at today. This was a 146 unit property that we closed in July of 2024…
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This episode of Epic Begins explores the powerful transformation that can arise from adversity and trauma. Host Zander Sprague sits down with peak performance coach Jessie Torres, who shares her deeply personal journey of grief and healing after losing two brothers. Together, they discuss how to reframe tragedy as an opportunity for growth, finding…
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Think a housing market crash is the answer to your homeownership dreams? Think again! This episode breaks down why a "soft landing" might actually be good news, and reveals how to conquer those pesky student loans and down payment hurdles that are holding you back. Plus, learn the truth behind misleading headlines in Part 2 of this demystified seri…
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