Long-Term Care Specialist, Brian Ott hosts a weekly show covering all aspects of long-term care.
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Brian discussed what the government programs (Medicare, Medicaid, & the VA) provide for long-term care services. He goes through the misinformation and misconceptions out there about these programs and how they work for long-term care.By Brian Ott, RICP, CLTC
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Brian explains why asset-based plans that pay you back are not more expensive than traditional plans.By Brian Ott, RICP, CLTC
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Brian discusses the multiple options long-term care insurance pays for when you need care.By Brian Ott, RICP, CLTC
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Death Benefits, Cash Value and Surrender Value
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52:01Brian explains the other guaranteed benefits of Asset-Based long-term care insurance plansBy Brian Ott, RICP, CLTC
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Brian goes over what services are covered by Long-term care insurance.By Brian Ott, RICP, CLTC
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Brian goes over total benefits, monthly benefits, and other considerations when designing a long-term care insurance plan.By Brian Ott, RICP, CLTC
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Brian goes through the top 5 misconceptions about long-term care planning and what long-term care insurance actually does for you.By Brian Ott, RICP, CLTC
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There are a LOT of misconceptions surrounding long-term care insurance and what a long-term care situation really looks like. In this episode, Brian explains what you're actually insuring against when you put a long-term care plan in place.By Brian Ott, RICP, LTC
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Rate increases on existing long-term care policies are prevalent right now. In this episode, Brian explains exactly what is happening, and why the older policies have had to raise rates.By Brian Ott, RICP, CLTC
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Brian explains how long-term care insurance plans are paid out and who you can pay for your care with your benefits. Can you pay family members to provide your care?By Brian Ott, RICP, CLTC
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Brian explains how your benefits work once you go on claim.By Brian Ott, RICP, CLTC
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Brian discusses the importance of long-term care planning when doing estate planning.By Brian Ott, RICP, CLTC
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Brian explains why long-term care planning is not just about money.By Brian Ott, RICP, CLTC
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Brian explains the underwriting process to qualify for long-term care insurance and how we at 525 Advisors help make the process as smooth as possible.By Brian Ott, RICP, CLTC
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This week Brian talks you through what happens in a long term care situation and how the experience is vastly different with insurance and without.By Brian Ott, RICP, CLTC
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Brian explains why you don’t start with “quotes” when it comes to long-term care planning.By Brian Ott, RICP, CLTC
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Brian goes over tax deductions for businesses and individuals and the advantages of tax-free income on claim.By Brian Ott, RICP, CLTC
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Brian discusses a recent survey done and brings some more education about some of the common viewpoints around LTCBy Brian Ott, RICP, CLTC
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Brian talks about the Financial Industry's regulations that have affected choices, similar to the "Walmart Effect".By Brian Ott, RICP, CLTC
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Brian discusses the pitfalls of trying to reallocate existing income to pay for long-term care.By Brian Ott, RICP, CLTC
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Brian goes over what Medicare and government plans cover for long-term care expenses.By Brian Ott, RICP, CLTC
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Brian goes over some of the differences between different carriers and how their plans work.By Brian Ott, RICP, CLTC
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Brian discusses how plans are different and considerations you need to understand to find the best option.By Brian Ott, RICP, CLTC
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Brian discusses the importance of Long-term care planning for couples getting a divorce and 2nd marriages.By Brian Ott, RICP, CTLC
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Brian discusses assessing the cost of care and how much coverage you may need.By Brian Ott, RICP, CLTC
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Brian discusses options on getting your money back if you don’t use your plan for long-term care services.By Brian Ott, RICP, CLTC
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Brian explains why long-term care insurance is more than money.By Brian Ott, RICP, CLTC
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Brian dives into how important tax considerations are in long-term care planning and building wealth.By Brian Ott, RICP, CLTC
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Brian discusses where you can receive care and how long-term care insurance helps you age in place.By Brian Ott, RICP, CLTC
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Brian explains some of the biggest mistakes people make with planning for Long-term care.By Brian Ott, RICP, CLTC
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Brian explains the advantages of the new long-term care plans compared to the original plans.By Brian Ott, RICP, CLTC
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Brian goes back to the basics of what long-term care is and how insurance works.By Brian Ott, RICP, CLTC
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Brian explains how estate planning fails in protecting assets from Long-term care.By Brian Ott, RICP, CLTC
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Brian discusses the advantages of stacking multiple policies over time.By Brian Ott, RICP, CLTC
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Brian discusses stereotypes and the preconceived notions that some people have about annuities. He also goes into how they can work with long-term care planning.By Brian Ott, RICP, CLTC
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What is the best age to get a plan in place?By Brian Ott, RICP, CLTC
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Learn about all of the unique ways to fund the new Asset Based plans.By Brian Ott, RICP, CLTC
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Brian goes through why these new plans that pay you back, work so well for so many people!By Brian Ott, RICP, CLTC
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Brian expands on last week's show and goes through the often overlooked and ignored costs that come with a long-term care situation.By Brian Ott, RICP, CLTC
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Brian discusses considerations for deciding the right amount of long-term care insurance.By Brian Ott, RICP, CLTC
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By Brian Ott, RICP, CLTC
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Brian addresses great questions from a podcast listener!By Brian Ott, RICP, CTLC
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By Brian Ott, RICP, CLTC
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By Brian Ott, RICP, CLTC
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By Brian Ott, RICP, CLTC
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By Brian Ott, RICP, CLTC
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Find out the true advantages of long-term care insurance, there are many most people don't know about!By Brian Ott, RICP, CLTC
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By Brian Ott, RICP, CLTC
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What does long-term care insurance actually pay for and where does it pay for care?By Brian Ott, RICP, CLTC
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Learn about the Tax Advantages of LTC.By Brian Ott, RICP, CLTC
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